What loan types does Neal Communities Funding offer?

Neal Communities Funding offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Neal Communities Funding offer mortgages?

Neal Communities Funding offers mortgages in 1 states: FL.

How competitive are Neal Communities Funding's mortgage rates?

Neal Communities Funding has an overall pricing score of 56.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Neal Communities Funding?

Neal Communities Funding is a Independent Mortgage Company headquartered in TALLAHASSEE, FL.

Unclaimed

Neal Communities Funding

Independent Mortgage Company•Tallahassee, FLHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Neal Communities Funding — 453 loans across 561 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Exceptional

5/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Strong pull through performance
Particularly strong in Conventional and VA loans

Explore another lender or local market

Report Card

Neal Communities Funding performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+46.7 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

405 loans · 0.48% above market

Strong

Top 40% of lenders

4/5

FHA

24 loans · 0.18% above market

Sound

Top 60% of lenders

3/5

19 loans · 0.30% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

453 loans · 0.47% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Sound	Strong	405	89.4%	+0.480%Above	$142Fees
FHA Loans	Sound	Sound	—	Sound	24	5.3%	+0.182%Above	$106Fees
VA Loans	Strong	Strong	—	Strong	19	4.2%	+0.297%Above	$1Credit

Conventional

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume405

Mix89.4%

Spread

+0.480%Above

Fees

$142Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume24

Mix5.3%

Spread

+0.182%Above

Fees

$106Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume19

Mix4.2%

Spread

+0.297%Above

Fees

$1Credit

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Sound	Strong	453	100.0%	+0.467%Above	$135Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume453

Mix100.0%

Spread

+0.467%Above

Fees

$135Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

453

Applications

561

Volume

$164 million

Pricing & Closing

Avg Rate Spread

+0.467%

vs. market APOR

Avg Net Fees

$135

Origination − Credits

Pullthrough Rate

80.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$363,079

Avg Borrower Income

$187,781

Avg Property Value

$637,958

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

South1

Top Metro Areas by Place Specialization Score

North Port, FLMetro

Volume 406Mix 89.62% of portfolio

100/100

Exceptional

Naples, FLMetro

Volume 31Mix 6.84% of portfolio

70/100

Strong

Top States by Place Specialization Score

FloridaState

Volume 453Mix 100.00% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Neal Communities Funding?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.