What loan types does N.E.W. Credit Union offer?

N.E.W. Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does N.E.W. Credit Union offer mortgages?

N.E.W. Credit Union offers mortgages in 2 states: MI, WI.

How competitive are N.E.W. Credit Union's mortgage rates?

N.E.W. Credit Union has an overall pricing score of 93.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is N.E.W. Credit Union?

N.E.W. Credit Union is a Credit Union headquartered in Oconto Falls, WI.

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N.E.W. Credit Union

Credit Union•Oconto Falls, WIHQ•Direct•Reviews near you on Google

N.E.W. Credit Union has 73 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Refinance

Champion

Conventional

Superstar

Summary

What They Do Well

Offers rates 49.60 basis points below market average
Lower than average lender fees

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

N.E.W. Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 49.6 bps below market avg

5/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

73 loans · 0.50% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

15 loans · 0.70% below market

Mediocre

Bottom 20% of lenders

1/5

Refinance

58 loans · 0.44% below market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Exceptional	73	100.0%	-0.496%Below	$417Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Exceptional

Volume73

Mix100.0%

Spread

-0.496%Below

Fees

$417Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Mediocre	—	—	15	20.5%	-0.697%Below	$500Fees
Refinance	Exceptional	Strong	Exceptional	Exceptional	58	79.5%	-0.436%Below	$392Fees

Purchase

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through—

Volume15

Mix20.5%

Spread

-0.697%Below

Fees

$500Fees

Refinance

Overall

Exceptional

Product

Strong

Pricing

Exceptional

Pull Through

Exceptional

Volume58

Mix79.5%

Spread

-0.436%Below

Fees

$392Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$8 million

Pricing & Closing

Avg Rate Spread

-0.496%

vs. market APOR

Avg Net Fees

$417

Origination − Credits

Pullthrough Rate

100.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$117,329

Avg Borrower Income

$87,562

Avg Property Value

$223,356

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest2

MIWI

Top Metro Areas by Place Specialization Score

Green Bay, WIMetro

Volume 54Mix 73.97% of portfolio

77/100

Strong

Top States by Place Specialization Score

WisconsinState

Volume 72Mix 98.63% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.