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Nextres

Independent Mortgage Company•Wilmington, DEHQ•Direct•Reviews near you on Google

Nextres has 137 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Acceptable
2/5
Conventional
Place
Active
Regional
Promptness
Not enough data
—/5
No quote responses measured yet

Safe Rate Summary

Things to Think About

  • Rates typically 92 basis points above market average
  • Higher than average fees ($4,899)

Explore another lender or local market

Report Card

Nextres performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+91.5 bps above market avg
1/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
132 loans · 0.92% above market
Acceptable
Bottom 40% of lenders
2/5
By Loan Purpose· Transaction purpose mix
Purchase
133 loans · 0.91% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 1 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Sound
Volume132
Mix96.4%
Spread
+0.915%Above
Fees
$4,899Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Sound
Volume133
Mix97.1%
Spread
+0.907%Above
Fees
$4,956Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
137
Applications
138
Volume
$55 million
Pricing & Closing
Avg Rate Spread
+0.915%
vs. market APOR
Avg Net Fees
$4,899
Origination − Credits
Pullthrough Rate
99.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$402,883
Avg Borrower Income
$194,336
Avg Property Value
$520,778

Geographic Coverage

Geographic Performance

Metro Areas
0
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
N/A

States with Loan Originations

5Full-year 2024 · HMDA
5 states with loan originations
Loans originated
< 1010–2020+None
Northeast2
NJPA
South2
FLTX
West1
AZ

Top States by Place Specialization Score

Pennsylvania
Pennsylvania
1
PennsylvaniaState
Volume 107Mix 78.10% of portfolio
70/100
Strong
New Jersey
New Jersey
2
New JerseyState
Volume 17Mix 12.41% of portfolio
49/100
Sound
Florida
Florida
3
FloridaState
Volume 11Mix 8.03% of portfolio
39/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.