Get & compare mortgage quotes anonymously Start in My Home
NNB

Nicolet National Bank

BankGreen Bay, WIHQDirectReviews near you on Google

We analyzed every closed loan from Nicolet National Bank 1.1k loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Strong
4/5
Multi-Region · 7 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Jumbo Superstar
Jumbo
Superstar
Purchase Superstar
Purchase
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Strong pull through performance
  • Particularly strong in Conventional and Jumbo loans

Explore another lender or local market

Report Card

Nicolet National Bank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+32.9 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,114 loans · 0.33% above market
Strong
Top 40% of lenders
4/5
Jumbo
31 loans · 0.29% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
976 loans · 0.33% above market
Strong
Top 40% of lenders
4/5
Refinance
169 loans · 0.35% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 8 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Exceptional
Volume1,114
Mix97.3%
Spread
+0.330%Above
Fees
$1,008Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume31
Mix2.7%
Spread
+0.288%Above
Fees
$1,126Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Strong
Volume976
Mix85.2%
Spread
+0.326%Above
Fees
$1,068Fees
Refinance
Overall
Strong
Product
Strong
Pricing
Sound
Pull Through
Exceptional
Volume169
Mix14.8%
Spread
+0.350%Above
Fees
$689Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
1,145
Applications
1,341
Volume
$359 million
Pricing & Closing
Avg Rate Spread
+0.329%
vs. market APOR
Avg Net Fees
$1,011
Origination − Credits
Pullthrough Rate
85.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$314,354
Avg Borrower Income
$178,424
Avg Property Value
$459,777

Geographic Coverage

Geographic Performance

Metro Areas
7
markets with activity
States Served
17
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

17Full-year 2024 · HMDA
17 states with loan originations
Loans originated
< 1010–200200+None
Northeast1
MA
Midwest7
ILINMIMNNEOHWI
South4
FLNCTXVA
West5
CACOORUTWA

Top Metro Areas by Place Specialization Score

Volume 274Mix 23.93% of portfolio
100/100
Exceptional
Volume 134Mix 11.70% of portfolio
80/100
Exceptional
3© self · CC BY-SA 2.5
Oshkosh, WIMetro
Volume 79Mix 6.90% of portfolio
77/100
Strong
4© WI-Photos · CC0
Wausau, WIMetro
Volume 56Mix 4.89% of portfolio
68/100
Strong
5© TessTalks · CC BY-SA 4.0
Eau Claire, WIMetro
Volume 36Mix 3.14% of portfolio
60/100
Sound
6© w_lemay · CC0
Traverse City, MIMetro
Volume 15Mix 1.31% of portfolio
48/100
Sound
7© w_lemay · CC BY-SA 2.0
Minneapolis, MN-WIMetro
Volume 12Mix 1.05% of portfolio
41/100
Sound

Top States by Place Specialization Score

Wisconsin
Wisconsin
1
WisconsinState
Volume 931Mix 81.31% of portfolio
91/100
Exceptional
Michigan
Michigan
2
MichiganState
Volume 172Mix 15.02% of portfolio
67/100
Strong
Minnesota
Minnesota
3
MinnesotaState
Volume 10Mix 0.87% of portfolio
38/100
Acceptable
Florida
Florida
4
FloridaState
Volume 13Mix 1.14% of portfolio
35/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Nicolet National Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.