What loan types does Northwest Community Bank offer?

Northwest Community Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Northwest Community Bank offer mortgages?

Northwest Community Bank offers mortgages in 3 states: CT, MA, VT.

How competitive are Northwest Community Bank's mortgage rates?

Northwest Community Bank has an overall pricing score of 93.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Northwest Community Bank?

Northwest Community Bank is a Bank headquartered in Winsted, CT.

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Northwest Community Bank

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Northwest Community Bank has 101 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Offers rates 15.00 basis points below market average
Lower than average lender fees

Explore another lender or local market

Report Card

Northwest Community Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 15.0 bps below market avg

5/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

92 loans · 0.14% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

79 loans · 0.19% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

22 loans · 0.01% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Exceptional	Sound	92	91.1%	-0.137%Below	$626Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume92

Mix91.1%

Spread

-0.137%Below

Fees

$626Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Exceptional	Sound	79	78.2%	-0.193%Below	$633Fees
Refinance	Sound	Acceptable	—	Strong	22	21.8%	+0.015%Above	$574Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Exceptional

Pull Through

Sound

Volume79

Mix78.2%

Spread

-0.193%Below

Fees

$633Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume22

Mix21.8%

Spread

+0.015%Above

Fees

$574Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

101

Applications

118

Volume

$42 million

Pricing & Closing

Avg Rate Spread

-0.150%

vs. market APOR

Avg Net Fees

$621

Origination − Credits

Pullthrough Rate

85.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$416,386

Avg Borrower Income

$220,248

Avg Property Value

$599,455

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast3

CTMAVT

Top Metro Areas by Place Specialization Score

Hartford, CTMetro

Volume 34Mix 33.66% of portfolio

63/100

Strong

Top States by Place Specialization Score

ConnecticutState

Volume 98Mix 97.03% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.