What loan types does Northwest Federal Credit Union offer?

Northwest Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Northwest Federal Credit Union offer mortgages?

Northwest Federal Credit Union offers mortgages in 33 states: AK, AL, AZ, CA, CO, FL, GA, IL, KS, KY, MD, ME, MI, MN, MO, MS, MT, NC, NE, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, WA, WI, WV.

How competitive are Northwest Federal Credit Union's mortgage rates?

Northwest Federal Credit Union has an overall pricing score of 59.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Northwest Federal Credit Union?

Northwest Federal Credit Union is a Credit Union headquartered in Herndon, VA.

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Northwest Federal Credit Union

Credit Union•Herndon, VAHQ•Direct•Reviews near you on Google

Northwest Federal Credit Union has 212 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Near-National · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Nationwide availability with consistent service

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Northwest Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+29.9 bps above market avg

3/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

206 loans · 0.29% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

179 loans · 0.26% above market

Sound

Top 60% of lenders

3/5

Refinance

33 loans · 0.56% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Near-National · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Acceptable	206	97.2%	+0.293%Above	$904Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume206

Mix97.2%

Spread

+0.293%Above

Fees

$904Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Acceptable	179	84.4%	+0.257%Above	$1,037Fees
Refinance	Sound	Acceptable	Strong	Acceptable	33	15.6%	+0.556%Above	$2Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume179

Mix84.4%

Spread

+0.257%Above

Fees

$1,037Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Acceptable

Volume33

Mix15.6%

Spread

+0.556%Above

Fees

$2Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

212

Applications

401

Volume

$73 million

Pricing & Closing

Avg Rate Spread

+0.299%

vs. market APOR

Avg Net Fees

$891

Origination − Credits

Pullthrough Rate

52.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$348,821

Avg Borrower Income

$185,755

Avg Property Value

$541,934

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

33Full-year 2024 · HMDA

Loans originated

< 1010–2020+None

Northeast4

MENYPARI

Midwest8

ILKSMIMNMONEOHWI

South12

ALFLGAKYMDMSNCSCTNTXVAWV

West9

AKAZCACOMTNMNVORWA

Top Metro Areas by Place Specialization Score

Arlington, VA-WVMetro

Volume 60Mix 28.30% of portfolio

66/100

Strong

Top States by Place Specialization Score

VirginiaState

Volume 79Mix 37.26% of portfolio

66/100

Strong

MarylandState

Volume 21Mix 9.91% of portfolio

50/100

Sound

North CarolinaState

Volume 18Mix 8.49% of portfolio

45/100

Sound

FloridaState

Volume 19Mix 8.96% of portfolio

43/100

Sound

GeorgiaState

Volume 11Mix 5.19% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.