What loan types does Nusenda offer?

Nusenda offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Nusenda offer mortgages?

Nusenda offers mortgages in 2 states: NM, TX.

How competitive are Nusenda's mortgage rates?

Nusenda has an overall pricing score of 67.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Nusenda?

Nusenda is a Credit Union headquartered in Albuquerque, NM.

Unclaimed

Nusenda

Credit Union•Albuquerque, NMHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Nusenda — 484 loans across 720 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 28.90 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Nusenda performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 28.9 bps below market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

428 loans · 0.35% below market

Strong

Top 40% of lenders

4/5

FHA

35 loans · 0.60% above market

Sound

Top 60% of lenders

3/5

14 loans · 0.18% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

377 loans · 0.34% below market

Strong

Top 40% of lenders

4/5

Refinance

107 loans · 0.03% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Strong	428	88.4%	-0.354%Below	$1,245Fees
FHA Loans	Sound	Sound	Sound	Sound	35	7.2%	+0.599%Above	$1,762Fees
VA Loans	Sound	Sound	—	Sound	14	2.9%	-0.177%Below	$1,533Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume428

Mix88.4%

Spread

-0.354%Below

Fees

$1,245Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume35

Mix7.2%

Spread

+0.599%Above

Fees

$1,762Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume14

Mix2.9%

Spread

-0.177%Below

Fees

$1,533Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Strong	377	77.9%	-0.338%Below	$1,264Fees
Refinance	Strong	Strong	Sound	Strong	107	22.1%	+0.033%Above	$1,327Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume377

Mix77.9%

Spread

-0.338%Below

Fees

$1,264Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume107

Mix22.1%

Spread

+0.033%Above

Fees

$1,327Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

484

Applications

720

Volume

$143 million

Pricing & Closing

Avg Rate Spread

-0.289%

vs. market APOR

Avg Net Fees

$1,273

Origination − Credits

Pullthrough Rate

67.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$295,764

Avg Borrower Income

$140,316

Avg Property Value

$427,293

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

South1

West1

Top Metro Areas by Place Specialization Score

Santa Fe, NMMetro

Volume 65Mix 13.43% of portfolio

96/100

Exceptional

Albuquerque, NMMetro

Volume 353Mix 72.93% of portfolio

92/100

Exceptional

Las Cruces, NMMetro

Volume 17Mix 3.51% of portfolio

51/100

Sound

Top States by Place Specialization Score

New MexicoState

Volume 479Mix 98.97% of portfolio

93/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Nusenda?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.