What loan types does Ohio Catholic Federal Credit Union offer?

Ohio Catholic Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Ohio Catholic Federal Credit Union offer mortgages?

Ohio Catholic Federal Credit Union offers mortgages in 2 states: FL, OH.

How competitive are Ohio Catholic Federal Credit Union's mortgage rates?

Ohio Catholic Federal Credit Union has an overall pricing score of 40.9/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Ohio Catholic Federal Credit Union?

Ohio Catholic Federal Credit Union is a Credit Union headquartered in Garfield Heights, OH.

Unclaimed

Ohio Catholic Federal Credit Union

Credit Union•Garfield Heights, OHHQ•Direct•Reviews near you on Google

Ohio Catholic Federal Credit Union has 21 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Ohio Catholic Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+44.0 bps above market avg

3/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

21 loans · 0.44% above market

Mediocre

Bottom 20% of lenders

1/5

By Loan Purpose· Transaction purpose mix

Refinance

12 loans · 0.63% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	Sound	Acceptable	21	100.0%	+0.440%Above	$647Fees

Conventional

Overall

Acceptable

Product

Mediocre

Pricing

Sound

Pull Through

Acceptable

Volume21

Mix100.0%

Spread

+0.440%Above

Fees

$647Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Refinance	Acceptable	Acceptable	—	Acceptable	12	57.1%	+0.630%Above	$364Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume12

Mix57.1%

Spread

+0.630%Above

Fees

$364Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$2 million

Pricing & Closing

Avg Rate Spread

+0.440%

vs. market APOR

Avg Net Fees

$647

Origination − Credits

Pullthrough Rate

47.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$140,238

Avg Borrower Income

$96,952

Avg Property Value

$267,381

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest1

South1

Top Metro Areas by Place Specialization Score

Cleveland, OHMetro

Volume 10Mix 47.62% of portfolio

51/100

Sound

Top States by Place Specialization Score

OhioState

Volume 20Mix 95.24% of portfolio

54/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Ohio Catholic Federal Credit Union?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.