O

Olympia Federal Savings & Loan Association

BankOlympia, WADirect

Olympia Federal Savings Loan Association has 121 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Sound
vs. all lenders
Pull Through
Acceptable
closing strength
Products
Strong
Conventional · Jumbo
Place
Exceptional
Single State · 1 mkts

Shopping for a Mortgage?

Save Olympia Federal Savings Loan Association or ask our AI assistant to explore your options.

Safe Rate's Summary

Things to Think About

  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Olympia Federal Savings & Loan Association performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
Industry Standard
Rates 24.1 bps below market avg
Pull Through
Closing strength
Acceptable
Near industry average
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
Jumbo
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Single State2 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Sound
Sound
10889.3%
-0.246%Below
$2,340Fees
Jumbo Loans
Strong
Strong
1310.7%
-0.184%Below
$5,883Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Sound
Sound
10082.6%
-0.100%Below
$2,760Fees
Refinance
Sound
Sound
Strong
2117.4%
-0.662%Below
$2,263Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
121
Applications
205
Volume
$57 million
Pricing & Closing
Avg Rate Spread
-0.241%
vs. market APOR
Avg Net Fees
$2,636
Origination − Credits
Pullthrough Rate
59.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$478,471
Avg Borrower Income
$194,967
Avg Property Value
$720,455

Geographic Coverage

Geographic Performance

Metro Areas
1
States Served
1
We count Washington DC as a state
Avg Place Specialization
Exceptional

States with Loan Originations

WA

Top Metro Areas by Place Specialization Score

1
Olympia, WAMSA
Volume: 71Mix: 58.68%of portfolio
Place
Exceptional

Top States by Place Specialization Score

1
WAState
Volume: 121Mix: 100.00%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Olympia Federal Savings & Loan Association?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.