Patriot Mortgage Company
Patriot Mortgage Company has 253 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Exceptional
5/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA
Place
Exceptional
5/5
Single State · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA loans
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,318)
Explore another lender or local market
Report Card
Patriot Mortgage Company performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+42.9 bps above market avg
2/5
Pull Through
Closing strength
Exceptional
Top 20% of lenders
5/5
By Loan Product· Specialization by type
Conventional
25 loans · 0.49% above market
Acceptable
Bottom 40% of lenders
2/5
FHA
156 loans · 0.48% above market
Strong
Top 40% of lenders
4/5
VA
72 loans · 0.42% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
251 loans · 0.45% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Single State · 1 markets
Exceptional
Top 10% of lenders
5/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | — | 25 | 9.9% | +0.493%Above | $3,534Fees | |||
FHA Loans | 156 | 61.7% | +0.484%Above | $4,644Fees | ||||
VA Loans | — | 72 | 28.5% | -0.420%Below | $2,195Fees |
Conventional
OverallSound
ProductAcceptable
Pricing—
Pull ThroughSound
Volume25
Mix9.9%
Spread
+0.493%Above
Fees
$3,534Fees
FHA Loans
OverallStrong
ProductStrong
PricingAcceptable
Pull ThroughExceptional
Volume156
Mix61.7%
Spread
+0.484%Above
Fees
$4,644Fees
VA Loans
OverallExceptional
ProductStrong
Pricing—
Pull ThroughExceptional
Volume72
Mix28.5%
Spread
-0.420%Below
Fees
$2,195Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 251 | 99.2% | +0.454%Above | $4,457Fees |
Purchase
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughExceptional
Volume251
Mix99.2%
Spread
+0.454%Above
Fees
$4,457Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
253
Applications
309
Volume
$69 million
Pricing & Closing
Avg Rate Spread
+0.429%
vs. market APOR
Avg Net Fees
$4,318
Origination − Credits
Pullthrough Rate
81.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$276,660
Avg Borrower Income
$99,178
Avg Property Value
$291,087
Geographic Coverage
Geographic Performance
Metro Areas
1
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Exceptional
5/5
States with Loan Originations
1Full-year 2024 · HMDALoans originated
< 200200+None
South1
TX
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Patriot Mortgage Company?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.