What loan types does Penn Community Bank offer?

Penn Community Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Penn Community Bank offer mortgages?

Penn Community Bank offers mortgages in 3 states: FL, NJ, PA.

How competitive are Penn Community Bank's mortgage rates?

Penn Community Bank has an overall pricing score of 71.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Penn Community Bank?

Penn Community Bank is a Bank headquartered in Doylestown, PA.

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Penn Community Bank

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Penn Community Bank has 118 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Penn Community Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+18.9 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

112 loans · 0.22% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

96 loans · 0.15% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

22 loans · 0.38% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	112	94.9%	+0.217%Above	$375Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume112

Mix94.9%

Spread

+0.217%Above

Fees

$375Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	96	81.4%	+0.146%Above	$353Fees
Refinance	Sound	Acceptable	Strong	Sound	22	18.6%	+0.382%Above	$419Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume96

Mix81.4%

Spread

+0.146%Above

Fees

$353Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume22

Mix18.6%

Spread

+0.382%Above

Fees

$419Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

118

Applications

159

Volume

$37 million

Pricing & Closing

Avg Rate Spread

+0.189%

vs. market APOR

Avg Net Fees

$365

Origination − Credits

Pullthrough Rate

74.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$320,000

Avg Borrower Income

$190,822

Avg Property Value

$475,339

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

3Full-year 2024 · HMDA

Loans originated

< 100100+None

Northeast2

NJPA

South1

Top Metro Areas by Place Specialization Score

Montgomery County, PAMetro

Volume 63Mix 53.39% of portfolio

73/100

Strong

Philadelphia, PAMetro

Volume 28Mix 23.73% of portfolio

61/100

Strong

Allentown, PA-NJMetro

Volume 17Mix 14.41% of portfolio

55/100

Sound

Top States by Place Specialization Score

PennsylvaniaState

Volume 112Mix 94.92% of portfolio

71/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.