What loan types does Peoples Bank offer?

Peoples Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Peoples Bank offer mortgages?

Peoples Bank offers mortgages in 10 states: AZ, FL, IL, IN, KY, MI, MO, TN, TX, WI.

How competitive are Peoples Bank's mortgage rates?

Peoples Bank has an overall pricing score of 70.2/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Peoples Bank?

Peoples Bank is a Bank headquartered in Munster, IN.

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Peoples Bank

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Peoples Bank has 181 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Peoples Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+3.5 bps above market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

172 loans · 0.02% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

144 loans · 0.08% above market

Sound

Top 60% of lenders

3/5

Refinance

37 loans · 0.10% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Strong	172	95.0%	+0.017%Above	$1,578Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume172

Mix95.0%

Spread

+0.017%Above

Fees

$1,578Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	144	79.6%	+0.080%Above	$1,537Fees
Refinance	Sound	Sound	Strong	Strong	37	20.4%	-0.103%Below	$1,580Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume144

Mix79.6%

Spread

+0.080%Above

Fees

$1,537Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume37

Mix20.4%

Spread

-0.103%Below

Fees

$1,580Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

181

Applications

232

Volume

$60 million

Pricing & Closing

Avg Rate Spread

+0.035%

vs. market APOR

Avg Net Fees

$1,548

Origination − Credits

Pullthrough Rate

78.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$335,055

Avg Borrower Income

$157,702

Avg Property Value

$475,608

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

10Full-year 2024 · HMDA

Loans originated

< 2020+None

Midwest5

ILINMIMOWI

South4

FLKYTNTX

West1

Top Metro Areas by Place Specialization Score

Lake County, INMetro

Volume 129Mix 71.27% of portfolio

90/100

Exceptional

Chicago, ILMetro

Volume 26Mix 14.36% of portfolio

53/100

Sound

Top States by Place Specialization Score

IndianaState

Volume 135Mix 74.59% of portfolio

70/100

Strong

IllinoisState

Volume 29Mix 16.02% of portfolio

53/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.