Get & compare mortgage quotes anonymously Start in My Home
PB
Unclaimed

PeoplesBank

Bank•York, PAHQ•Direct•Reviews near you on Google

PeoplesBank has 62 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Acceptable
2/5
Conventional
Place
Strong
4/5
Regional · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet

Explore another lender or local market

Report Card

PeoplesBank performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+15.2 bps above market avg
3/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
62 loans · 0.15% above market
Acceptable
Bottom 40% of lenders
2/5
By Loan Purpose· Transaction purpose mix
Purchase
58 loans · 0.13% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 1 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Acceptable
Pricing
Sound
Pull Through
Sound
Volume62
Mix100.0%
Spread
+0.152%Above
Fees
$2,173Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Sound
Product
Acceptable
Pricing
Sound
Pull Through
Sound
Volume58
Mix93.5%
Spread
+0.133%Above
Fees
$2,299Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
62
Applications
73
Volume
$18 million
Pricing & Closing
Avg Rate Spread
+0.152%
vs. market APOR
Avg Net Fees
$2,173
Origination − Credits
Pullthrough Rate
84.9%
Applications → Closed
Typical Borrower
Avg Loan Amount
$299,032
Avg Borrower Income
$124,742
Avg Property Value
$380,161

Geographic Coverage

Geographic Performance

Metro Areas
1
markets with activity
States Served
2
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

2Full-year 2024 · HMDA
2 states with loan originations
Loans originated
< 1010+None
Northeast1
PA
South1
MD

Top Metro Areas by Place Specialization Score

1© Smallbones · CC0
York, PAMetro
Volume 42Mix 67.74% of portfolio
68/100
Strong

Top States by Place Specialization Score

Pennsylvania
Pennsylvania
1
PennsylvaniaState
Volume 52Mix 83.87% of portfolio
63/100
Strong
Maryland
Maryland
2
MarylandState
Volume 10Mix 16.13% of portfolio
44/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of PeoplesBank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.