Verified Profile
Perseid Brokers
We analyzed every closed loan from Perseid Brokers — 2.0k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Single State · 1 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Conventional
Champion
FHA
Champion
VA
Champion
Jumbo
Champion
Purchase
Champion
Refinance
Champion
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo loans
Explore another lender or local market
Verified Loan Officers
Cassia Bright
Broker
NMLS #0000014
Miles Okonkwo
Broker
NMLS #0000015
Verified Product Offerings
ConventionalFHAJumboVA
Languages Spoken
EnglishSpanish
Report Card
Perseid Brokers performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+10.5 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,386 loans · 0.10% above market
Exceptional
Top 5% of lenders
5/5
FHA
198 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
VA
198 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
Jumbo
198 loans · 0.10% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
1,584 loans · 0.10% above market
Exceptional
Top 5% of lenders
5/5
Refinance
396 loans · 0.10% above market
Exceptional
Top 10% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
Single State · 1 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,386 | 70.0% | +0.105%Above | $1,180Fees | ||||
FHA Loans | 198 | 10.0% | +0.105%Above | $1,180Fees | ||||
VA Loans | 198 | 10.0% | +0.105%Above | $1,180Fees | ||||
Jumbo Loans | 198 | 10.0% | +0.105%Above | $1,180Fees |
Conventional
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume1,386
Mix70.0%
Spread
+0.105%Above
Fees
$1,180Fees
FHA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume198
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
VA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume198
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
Jumbo Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume198
Mix10.0%
Spread
+0.105%Above
Fees
$1,180Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,584 | 80.0% | +0.105%Above | $1,180Fees | ||||
Refinance | 396 | 20.0% | +0.105%Above | $1,180Fees |
Purchase
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume1,584
Mix80.0%
Spread
+0.105%Above
Fees
$1,180Fees
Refinance
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughExceptional
Volume396
Mix20.0%
Spread
+0.105%Above
Fees
$1,180Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,980
Applications
2,376
Volume
$530 million
Pricing & Closing
Avg Rate Spread
+0.105%
vs. market APOR
Avg Net Fees
$1,180
Origination − Credits
Pullthrough Rate
83.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$268,000
Avg Borrower Income
$118,000
Avg Property Value
$292,000
Geographic Coverage
Geographic Performance
Metro Areas
1
markets with activity
States Served
1
of 50 states + DC
Avg Place Specialization
Strong
4/5
Top Metro Areas by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.