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Petefish, Skiles & Co.

BankVirginia, ILDirect & Wholesale

Petefish Skiles has 259 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Strong
vs. all lenders
Pull Through
Sound
closing strength
Products
Strong
Conventional · USDA
Place
Sound
Multi-Region · 3 mkts
Safe Rate AwardsUSDA SuperstarRefinance Superstar

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Safe Rate's Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees

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Report Card

Petefish, Skiles & Co. performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
Highly Competitive
+26.6 bps above market avg
Pull Through
Closing strength
Sound
Industry Standard
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
USDA
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Sound
Industry Standard
Top 60% of lenders
Multi-Regional4 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Strong
Sound
22687.3%
+0.252%Above
$1,066Fees
USDA Loans
Strong
Strong
Strong
Sound
3312.7%
+0.396%Above
$916Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Strong
Sound
19474.9%
+0.257%Above
$1,096Fees
Refinance
Sound
Sound
Sound
Strong
6525.1%
+0.294%Above
$913Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
259
Applications
362
Volume
$36 million
Pricing & Closing
Avg Rate Spread
+0.266%
vs. market APOR
Avg Net Fees
$1,051
Origination − Credits
Pullthrough Rate
71.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$142,838
Avg Borrower Income
$96,614
Avg Property Value
$201,718

Geographic Coverage

Geographic Performance

Metro Areas
3
States Served
7
We count Washington DC as a state
Avg Place Specialization
Sound

States with Loan Originations

AZFLILINMOOHWI

Top Metro Areas by Place Specialization Score

1
Springfield, IL, ILMSA
Volume: 28Mix: 10.81%of portfolio
Place
Sound
2
Champaign, ILMSA
Volume: 17Mix: 6.56%of portfolio
Place
Sound
3
St. Louis, MO, MO-ILMSA
Volume: 10Mix: 3.86%of portfolio
Place
Sound

Top States by Place Specialization Score

1
ILState
Volume: 252Mix: 97.30%of portfolio
Place
Strong

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.