Philadelphia Mortgage Advisors
Philadelphia Mortgage Advisors has 366 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Exceptional
5/5
Regional · 2 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Strong pull through performance
Explore another lender or local market
Report Card
Philadelphia Mortgage Advisors performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+2.3 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
315 loans · 0.02% above market
Sound
Top 60% of lenders
3/5
FHA
30 loans · 0.38% above market
Sound
Top 60% of lenders
3/5
VA
10 loans · 0.47% below market
Acceptable
Bottom 40% of lenders
2/5
Jumbo
11 loans · 0.10% below market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
354 loans · 0.02% above market
Sound
Top 60% of lenders
3/5
Refinance
12 loans · 0.01% below market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Regional · 2 markets
Exceptional
Top 20% of lenders
5/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 315 | 86.1% | +0.020%Above | $3,202Fees | ||||
FHA Loans | — | 30 | 8.2% | +0.382%Above | $1,949Fees | |||
VA Loans | — | — | 10 | 2.7% | -0.473%Below | $3,337Fees | ||
Jumbo Loans | — | — | 11 | 3.0% | -0.098%Below | $1,818Fees |
Conventional
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume315
Mix86.1%
Spread
+0.020%Above
Fees
$3,202Fees
FHA Loans
OverallStrong
ProductSound
Pricing—
Pull ThroughStrong
Volume30
Mix8.2%
Spread
+0.382%Above
Fees
$1,949Fees
VA Loans
OverallAcceptable
ProductAcceptable
Pricing—
Pull Through—
Volume10
Mix2.7%
Spread
-0.473%Below
Fees
$3,337Fees
Jumbo Loans
OverallStrong
ProductStrong
Pricing—
Pull Through—
Volume11
Mix3.0%
Spread
-0.098%Below
Fees
$1,818Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 354 | 96.7% | +0.024%Above | $3,069Fees | ||||
Refinance | — | — | 12 | 3.3% | -0.009%Below | $3,976Fees |
Purchase
OverallSound
ProductSound
PricingSound
Pull ThroughStrong
Volume354
Mix96.7%
Spread
+0.024%Above
Fees
$3,069Fees
Refinance
OverallAcceptable
ProductAcceptable
Pricing—
Pull Through—
Volume12
Mix3.3%
Spread
-0.009%Below
Fees
$3,976Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
366
Applications
412
Volume
$126 million
Pricing & Closing
Avg Rate Spread
+0.023%
vs. market APOR
Avg Net Fees
$3,099
Origination − Credits
Pullthrough Rate
88.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$346,066
Avg Borrower Income
$147,997
Avg Property Value
$447,240
Geographic Coverage
Geographic Performance
Metro Areas
2
markets with activity
States Served
5
of 50 states + DC
Avg Place Specialization
Exceptional
5/5
States with Loan Originations
5Full-year 2024 · HMDALoans originated
< 2020+None
Northeast2
NJPA
South3
DEFLMD
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.