P

Pinnacle Bank - Wyoming

BankCody, WYDirect

Pinnacle Bank Wyoming has 168 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pricing
Acceptable
vs. all lenders
Pull Through
Strong
closing strength
Products
Strong
FHA · Conventional · VA · USDA
Place
Active
Regional

Shopping for a Mortgage?

Save Pinnacle Bank Wyoming or ask our AI assistant to explore your options.

Safe Rate's Summary

What They Do Well

  • Strong pull through performance

Things to Think About

  • Pricing may be below industry average

Explore another lender or local market

Report Card

Pinnacle Bank - Wyoming performance at a glance

CategoryScorevs. Peers
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
Near industry average
+10.3 bps above market avg
Pull Through
Closing strength
Strong
Highly Competitive
Top 40% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Industry Standard
Top 60% of lenders
FHA
Sound
Industry Standard
Top 60% of lenders
VA
Sound
Industry Standard
Top 60% of lenders
USDA
Strong
Highly Competitive
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Industry Standard
Top 60% of lenders
Refinance
Sound
Industry Standard
Top 60% of lenders
By Location· Geographic coverage
Geographic Reach
Coverage footprint
Strong
Highly Competitive
Top 40% of lenders
Regional1 markets

Loan Product Performance

Performance by Loan Product

Loan TypeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Conventional
Sound
Sound
Acceptable
Strong
11870.2%
+0.228%Above
$2,867Fees
FHA Loans
Strong
Sound
Strong
1810.7%
-0.119%Below
$3,083Fees
VA Loans
Sound
Sound
137.7%
-0.615%Below
$2,604Fees
USDA Loans
Strong
Strong
1810.7%
-0.231%Below
$2,607Fees

Loan Purpose Performance

Performance by Loan Purpose

PurposeOverall
ProductPricingPull ThroughVolumeMixSpread
Fees
Purchase
Sound
Sound
Acceptable
Strong
14988.7%
+0.081%Above
$2,887Fees
Refinance
Sound
Sound
Strong
1911.3%
+0.247%Above
$2,630Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
168
Applications
215
Volume
$45 million
Pricing & Closing
Avg Rate Spread
+0.103%
vs. market APOR
Avg Net Fees
$2,853
Origination − Credits
Pullthrough Rate
78.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$273,690
Avg Borrower Income
$115,393
Avg Property Value
$430,893

Geographic Coverage

Geographic Performance

Metro Areas
0
States Served
4
We count Washington DC as a state
Avg Place Specialization
N/A

States with Loan Originations

AZMTNEWY

Top States by Place Specialization Score

1
WYState
Volume: 164Mix: 97.62%of portfolio
Place
Exceptional

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Pinnacle Bank - Wyoming?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.