Point Mortgage Corporation
We analyzed every closed loan from Point Mortgage Corporation — 1.1k loans across 1k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Sound
3/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo
Place
Sound
3/5
Multi-Region · 17 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
VA
Superstar
Refinance
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
Explore another lender or local market
Report Card
Point Mortgage Corporation performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Sound
+31.0 bps above market avg
3/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
744 loans · 0.27% above market
Strong
Top 40% of lenders
4/5
FHA
241 loans · 0.67% above market
Strong
Top 40% of lenders
4/5
VA
88 loans · 0.40% below market
Strong
Top 40% of lenders
4/5
Jumbo
12 loans · 0.12% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
987 loans · 0.35% above market
Strong
Top 40% of lenders
4/5
Refinance
101 loans · 0.04% below market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 18 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 744 | 68.4% | +0.272%Above | $2,440Fees | ||||
FHA Loans | 241 | 22.2% | +0.669%Above | $3,163Fees | ||||
VA Loans | 88 | 8.1% | -0.403%Below | $2,185Fees | ||||
Jumbo Loans | — | 12 | 1.1% | +0.124%Above | $205Fees |
Conventional
OverallSound
ProductStrong
PricingSound
Pull ThroughStrong
Volume744
Mix68.4%
Spread
+0.272%Above
Fees
$2,440Fees
FHA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume241
Mix22.2%
Spread
+0.669%Above
Fees
$3,163Fees
VA Loans
OverallStrong
ProductStrong
PricingSound
Pull ThroughExceptional
Volume88
Mix8.1%
Spread
-0.403%Below
Fees
$2,185Fees
Jumbo Loans
OverallSound
ProductSound
Pricing—
Pull ThroughSound
Volume12
Mix1.1%
Spread
+0.124%Above
Fees
$205Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 987 | 90.7% | +0.351%Above | $2,651Fees | ||||
Refinance | 101 | 9.3% | -0.040%Below | $1,892Fees |
Purchase
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume987
Mix90.7%
Spread
+0.351%Above
Fees
$2,651Fees
Refinance
OverallStrong
ProductSound
PricingStrong
Pull ThroughSound
Volume101
Mix9.3%
Spread
-0.040%Below
Fees
$1,892Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,088
Applications
1,482
Volume
$427 million
Pricing & Closing
Avg Rate Spread
+0.310%
vs. market APOR
Avg Net Fees
$2,572
Origination − Credits
Pullthrough Rate
73.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$393,171
Avg Borrower Income
$150,944
Avg Property Value
$491,140
Geographic Coverage
Geographic Performance
Metro Areas
17
markets with activity
States Served
22
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
22Full-year 2024 · HMDALoans originated
< 5050–200200+None
Northeast1
PA
Midwest6
ILINKSMIMNWI
South9
ALFLGAKYNCOKTNTXVA
West6
AZCACOMTNMWA
Top Metro Areas by Place Specialization Score
Showing 10 of 17 metro areas
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Point Mortgage Corporation?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.