Premier Mortgage Resources
We analyzed every closed loan from Premier Mortgage Resources — 3.3k loans across 5k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Sound
3/5
Near-National · 44 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Superstar
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA loans
- Nationwide availability with consistent service
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,623)
Explore another lender or local market
Report Card
Premier Mortgage Resources performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+39.1 bps above market avg
1/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,843 loans · 0.35% above market
Exceptional
Top 20% of lenders
5/5
FHA
1,131 loans · 0.65% above market
Exceptional
Top 20% of lenders
5/5
VA
294 loans · 0.18% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
23 loans · 0.42% above market
Sound
Top 60% of lenders
3/5
USDA
34 loans · 0.04% above market
Sound
Top 60% of lenders
3/5
By Loan Purpose· Transaction purpose mix
Purchase
2,935 loans · 0.41% above market
Exceptional
Top 20% of lenders
5/5
Refinance
390 loans · 0.27% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Near-National · 45 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,843 | 55.4% | +0.354%Above | $4,492Fees | ||||
FHA Loans | 1,131 | 34.0% | +0.653%Above | $4,933Fees | ||||
VA Loans | 294 | 8.8% | -0.183%Below | $4,721Fees | ||||
Jumbo Loans | — | 23 | 0.7% | +0.418%Above | $4,218Fees | |||
USDA Loans | — | 34 | 1.0% | +0.039%Above | $3,838Fees |
Conventional
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume1,843
Mix55.4%
Spread
+0.354%Above
Fees
$4,492Fees
FHA Loans
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume1,131
Mix34.0%
Spread
+0.653%Above
Fees
$4,933Fees
VA Loans
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume294
Mix8.8%
Spread
-0.183%Below
Fees
$4,721Fees
Jumbo Loans
OverallAcceptable
ProductSound
Pricing—
Pull ThroughAcceptable
Volume23
Mix0.7%
Spread
+0.418%Above
Fees
$4,218Fees
USDA Loans
OverallSound
ProductSound
Pricing—
Pull ThroughAcceptable
Volume34
Mix1.0%
Spread
+0.039%Above
Fees
$3,838Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 2,935 | 88.3% | +0.411%Above | $4,650Fees | ||||
Refinance | 390 | 11.7% | +0.271%Above | $4,459Fees |
Purchase
OverallSound
ProductExceptional
PricingMediocre
Pull ThroughStrong
Volume2,935
Mix88.3%
Spread
+0.411%Above
Fees
$4,650Fees
Refinance
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume390
Mix11.7%
Spread
+0.271%Above
Fees
$4,459Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
3,325
Applications
4,740
Volume
$1 billion
Pricing & Closing
Avg Rate Spread
+0.391%
vs. market APOR
Avg Net Fees
$4,623
Origination − Credits
Pullthrough Rate
70.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$368,293
Avg Borrower Income
$139,020
Avg Property Value
$462,534
Geographic Coverage
Geographic Performance
Metro Areas
44
markets with activity
States Served
39
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
39Full-year 2024 · HMDALoans originated
< 2020–100100+None
Northeast3
CTMANJ
Midwest11
IAILINKSMIMNMONDNEOHWI
South15
ALARDCFLGAKYLAMDMSNCOKSCTNTXVA
West10
AZCACOHIIDMTNVORUTWA
Top Metro Areas by Place Specialization Score
Showing 10 of 44 metro areas
Top States by Place Specialization Score
Showing 10 of 23 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.