What loan types does PriorityOne Bank offer?

PriorityOne Bank offers the following mortgage loan types: FHA, Conventional, VA, usda. Each product has its own pricing score and performance metrics.

Where does PriorityOne Bank offer mortgages?

PriorityOne Bank offers mortgages in 10 states: AL, FL, GA, LA, MI, MS, NC, TN, VA, WV.

What type of lender is PriorityOne Bank?

PriorityOne Bank is a Bank headquartered in Magee, MS.

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PriorityOne Bank

Bank•Magee, MSHQ•Direct•Reviews near you on Google

PriorityOne Bank has 298 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA · USDA

Place

Strong

4/5

Multi-Region · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance
Particularly strong in FHA and VA and USDA loans

Explore another lender or local market

Report Card

PriorityOne Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

131 loans

Sound

Top 60% of lenders

3/5

FHA

129 loans

Strong

Top 40% of lenders

4/5

20 loans

Strong

Top 40% of lenders

4/5

USDA

15 loans

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

272 loans

Strong

Top 40% of lenders

4/5

Refinance

26 loans

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 4 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	—	Sound	131	44.0%	—	—
FHA Loans	Strong	Strong	—	Strong	129	43.3%	—	—
VA Loans	Strong	Strong	—	Strong	20	6.7%	—	—
USDA Loans	Strong	Strong	—	—	15	5.0%	—	—

Conventional

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume131

Mix44.0%

Spread—

Fees—

FHA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume129

Mix43.3%

Spread—

Fees—

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume20

Mix6.7%

Spread—

Fees—

USDA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through—

Volume15

Mix5.0%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	—	Strong	272	91.3%	—	—
Refinance	Acceptable	Acceptable	—	Sound	26	8.7%	—	—

Purchase

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume272

Mix91.3%

Spread—

Fees—

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume26

Mix8.7%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

298

Applications

405

Volume

$83 million

Pricing & Closing

Pullthrough Rate

73.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$281,443

Avg Borrower Income

$129,399

Avg Property Value

$355,067

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

10Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest1

South9

ALFLGALAMSNCTNVAWV

Top Metro Areas by Place Specialization Score

Jackson, MSMetro

Volume 159Mix 53.36% of portfolio

85/100

Exceptional

Hattiesburg, MSMetro

Volume 26Mix 8.72% of portfolio

65/100

Strong

Memphis, TNMetro

Volume 21Mix 7.05% of portfolio

52/100

Sound

Top States by Place Specialization Score

MississippiState

Volume 282Mix 94.63% of portfolio

83/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.