What loan types does Profed Credit Union offer?

Profed Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Profed Credit Union offer mortgages?

Profed Credit Union offers mortgages in 4 states: IN, KY, MI, OH.

How competitive are Profed Credit Union's mortgage rates?

Profed Credit Union has an overall pricing score of 67.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Profed Credit Union?

Profed Credit Union is a Credit Union headquartered in Fort Wayne, IN.

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Profed Credit Union

Credit Union•Fort Wayne, INHQ•Direct•Reviews near you on Google

Profed Credit Union has 251 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 3.20 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Profed Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 3.2 bps below market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

251 loans · 0.03% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

183 loans · 0.05% below market

Sound

Top 60% of lenders

3/5

Refinance

68 loans · 0.01% above market

Strong

Top 40% of lenders

4/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Sound	251	100.0%	-0.032%Below	$893Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume251

Mix100.0%

Spread

-0.032%Below

Fees

$893Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	183	72.9%	-0.049%Below	$893Fees
Refinance	Strong	Strong	Strong	Sound	68	27.1%	+0.008%Above	$894Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume183

Mix72.9%

Spread

-0.049%Below

Fees

$893Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Sound

Volume68

Mix27.1%

Spread

+0.008%Above

Fees

$894Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

251

Applications

378

Volume

$61 million

Pricing & Closing

Avg Rate Spread

-0.032%

vs. market APOR

Avg Net Fees

$893

Origination − Credits

Pullthrough Rate

66.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$244,841

Avg Borrower Income

$110,940

Avg Property Value

$330,896

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest3

INMIOH

South1

Top Metro Areas by Place Specialization Score

Fort Wayne, INMetro

Volume 149Mix 59.36% of portfolio

80/100

Exceptional

Top States by Place Specialization Score

IndianaState

Volume 239Mix 95.22% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.