What loan types does Prysma Lending Group offer?

Prysma Lending Group offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Prysma Lending Group offer mortgages?

Prysma Lending Group offers mortgages in 5 states: CT, FL, MA, NJ, PA.

How competitive are Prysma Lending Group's mortgage rates?

Prysma Lending Group has an overall pricing score of 14.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Prysma Lending Group?

Prysma Lending Group is a Independent Mortgage Company headquartered in DANBURY, CT.

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Prysma Lending Group

Independent Mortgage Company•Danbury, CTHQ•Direct•Reviews near you on Google

Prysma Lending Group has 197 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Regional · 4 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance

Things to Think About

Rates typically 62 basis points above market average
Higher than average fees ($4,011)

Explore another lender or local market

Report Card

Prysma Lending Group performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+62.1 bps above market avg

1/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

182 loans · 0.57% above market

Sound

Top 60% of lenders

3/5

FHA

14 loans · 0.80% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

182 loans · 0.62% above market

Sound

Top 60% of lenders

3/5

Refinance

15 loans · 0.60% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 5 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Mediocre	Sound	182	92.4%	+0.574%Above	$3,829Fees
FHA Loans	Sound	Sound	—	Sound	14	7.1%	+0.798%Above	$4,687Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume182

Mix92.4%

Spread

+0.574%Above

Fees

$3,829Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume14

Mix7.1%

Spread

+0.798%Above

Fees

$4,687Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Mediocre	Sound	182	92.4%	+0.622%Above	$4,040Fees
Refinance	Acceptable	Acceptable	—	Acceptable	15	7.6%	+0.602%Above	$3,090Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Mediocre

Pull Through

Sound

Volume182

Mix92.4%

Spread

+0.622%Above

Fees

$4,040Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume15

Mix7.6%

Spread

+0.602%Above

Fees

$3,090Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

197

Applications

266

Volume

$65 million

Pricing & Closing

Avg Rate Spread

+0.621%

vs. market APOR

Avg Net Fees

$4,011

Origination − Credits

Pullthrough Rate

74.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$331,142

Avg Borrower Income

$158,924

Avg Property Value

$436,117

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

5Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast4

CTMANJPA

South1

Top Metro Areas by Place Specialization Score

Bridgeport, CTMetro

Volume 97Mix 49.24% of portfolio

82/100

Exceptional

Waterbury, CTMetro

Volume 39Mix 19.80% of portfolio

69/100

Strong

New Haven, CTMetro

Volume 28Mix 14.21% of portfolio

62/100

Strong

Hartford, CTMetro

Volume 10Mix 5.08% of portfolio

43/100

Sound

Top States by Place Specialization Score

ConnecticutState

Volume 185Mix 93.91% of portfolio

78/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.