Pulte Mortgage
Pulte Mortgage's 19.3k closed loans and 27k applications, benchmarked against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo · USDA
Place
Strong
4/5
Near-National · 50 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
FHA
Champion
VA
Champion
Conventional
Superstar
Jumbo
Superstar
Purchase
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Strong pull through performance
- High volume lender with significant market experience
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Pulte Mortgage performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
+10.2 bps above market avg
5/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
14,050 loans · 0.14% above market
Exceptional
Top 20% of lenders
5/5
FHA
3,032 loans · 0.23% below market
Exceptional
Top 20% of lenders
5/5
VA
1,984 loans · 0.36% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
231 loans · 0.10% above market
Exceptional
Top 20% of lenders
5/5
USDA
30 loans
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
19,327 loans · 0.10% above market
Exceptional
Top 20% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
Near-National · 50 markets
Strong
Top 40% of lenders
4/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 14,050 | 72.7% | +0.138%Above | $169Fees | ||||
FHA Loans | 3,032 | 15.7% | -0.231%Below | $319Fees | ||||
VA Loans | 1,984 | 10.3% | -0.359%Below | $297Fees | ||||
Jumbo Loans | 231 | 1.2% | +0.098%Above | $176Credit | ||||
USDA Loans | — | 30 | 0.2% | — | — |
Conventional
OverallStrong
ProductExceptional
PricingExceptional
Pull ThroughStrong
Volume14,050
Mix72.7%
Spread
+0.138%Above
Fees
$169Fees
FHA Loans
OverallExceptional
ProductExceptional
PricingExceptional
Pull ThroughStrong
Volume3,032
Mix15.7%
Spread
-0.231%Below
Fees
$319Fees
VA Loans
OverallExceptional
ProductExceptional
PricingStrong
Pull ThroughStrong
Volume1,984
Mix10.3%
Spread
-0.359%Below
Fees
$297Fees
Jumbo Loans
OverallStrong
ProductExceptional
PricingExceptional
Pull ThroughSound
Volume231
Mix1.2%
Spread
+0.098%Above
Fees
$176Credit
USDA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughStrong
Volume30
Mix0.2%
Spread—
Fees—
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 19,327 | 100.0% | +0.102%Above | $173Fees |
Purchase
OverallStrong
ProductExceptional
PricingExceptional
Pull ThroughStrong
Volume19,327
Mix100.0%
Spread
+0.102%Above
Fees
$173Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
19,327
Applications
27,168
Volume
$8 billion
Pricing & Closing
Avg Rate Spread
+0.102%
vs. market APOR
Avg Net Fees
$173
Origination − Credits
Pullthrough Rate
71.1%
Applications → Closed
Typical Borrower
Avg Loan Amount
$424,043
Avg Borrower Income
$170,886
Avg Property Value
$560,340
Geographic Coverage
Geographic Performance
Metro Areas
50
markets with activity
States Served
26
of 50 states + DC
Avg Place Specialization
Strong
4/5
States with Loan Originations
26Full-year 2024 · HMDALoans originated
< 100100–500500–1,0001,000+None
Northeast4
CTMANJPA
Midwest5
ILINMIMNOH
South9
FLGAKYMDNCSCTNTXVA
West8
AZCACONMNVORUTWA
Top Metro Areas by Place Specialization Score
Showing 10 of 50 metro areas
Top States by Place Specialization Score
Showing 10 of 24 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.