Get & compare mortgage quotes anonymously Start in My Home
P
Unclaimed

Purdue

Credit Union•West Lafayette, INHQ•Direct•Reviews near you on Google

We analyzed every closed loan from Purdue — 478 loans across 632 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Strong
4/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
Conventional
Place
Strong
4/5
Multi-Region · 4 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Superstar
Conventional
Superstar
Purchase Superstar
Purchase
Superstar
Refinance Superstar
Refinance
Superstar

Safe Rate Summary

What They Do Well

  • Competitive pricing compared to the market
  • Lower than average lender fees
  • Strong pull through performance

Explore another lender or local market

Report Card

Purdue performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Strong
+13.2 bps above market avg
4/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
469 loans · 0.13% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
435 loans · 0.11% above market
Strong
Top 40% of lenders
4/5
Refinance
43 loans · 0.34% above market
Sound
Top 60% of lenders
3/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders
3/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Strong
Product
Strong
Pricing
Strong
Pull Through
Strong
Volume469
Mix98.1%
Spread
+0.133%Above
Fees
$782Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Strong
Product
Strong
Pricing
Exceptional
Pull Through
Strong
Volume435
Mix91.0%
Spread
+0.111%Above
Fees
$742Fees
Refinance
Overall
Strong
Product
Sound
Pricing
Sound
Pull Through
Strong
Volume43
Mix9.0%
Spread
+0.341%Above
Fees
$1,167Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
478
Applications
632
Volume
$141 million
Pricing & Closing
Avg Rate Spread
+0.132%
vs. market APOR
Avg Net Fees
$781
Origination − Credits
Pullthrough Rate
75.6%
Applications → Closed
Typical Borrower
Avg Loan Amount
$295,669
Avg Borrower Income
$143,950
Avg Property Value
$399,435

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
23
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

23Full-year 2024 · HMDA
23 states with loan originations
Loans originated
< 1010+None
Northeast2
MAPA
Midwest6
ILINMIMNMOOH
South9
ALFLGALAMDMSNCTNTX
West6
AZCACONMWAWY

Top Metro Areas by Place Specialization Score

1© Infrogmation of New Orleans · CC BY-SA 4.0
Lafayette, INMetro
Volume 314Mix 65.69% of portfolio
100/100
Exceptional
2© TheWxResearcher · CC0
Indianapolis, INMetro
Volume 40Mix 8.37% of portfolio
58/100
Sound
3© 97angel · CC BY-SA 4.0
Michigan City, INMetro
Volume 16Mix 3.35% of portfolio
57/100
Sound
4© Richie Diesterheft from Chicago, IL, USA · CC BY 2.0
Lake County, INMetro
Volume 13Mix 2.72% of portfolio
47/100
Sound

Top States by Place Specialization Score

Indiana
Indiana
1
IndianaState
Volume 419Mix 87.66% of portfolio
80/100
Exceptional
Illinois
Illinois
2
IllinoisState
Volume 11Mix 2.30% of portfolio
39/100
Acceptable

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Purdue?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.