What loan types does R Bank offer?

R Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does R Bank offer mortgages?

R Bank offers mortgages in 1 states: TX.

How competitive are R Bank's mortgage rates?

R Bank has an overall pricing score of 39.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is R Bank?

R Bank is a Bank headquartered in Round Rock, TX.

Unclaimed

R Bank

Bank•Round Rock, TXHQ•Direct•Reviews near you on Google

R Bank has 40 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Mediocre

1/5

Conventional

Place

Active

Single State

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pricing may be below industry average
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

R Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+27.4 bps above market avg

2/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

32 loans · 0.27% above market

Mediocre

Bottom 20% of lenders

1/5

By Loan Purpose· Transaction purpose mix

Purchase

34 loans · 0.22% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Acceptable

Bottom 40% of lenders

2/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Mediocre	Sound	Mediocre	32	80.0%	+0.274%Above	$2,898Fees

Conventional

Overall

Acceptable

Product

Mediocre

Pricing

Sound

Pull Through

Mediocre

Volume32

Mix80.0%

Spread

+0.274%Above

Fees

$2,898Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Mediocre	34	85.0%	+0.221%Above	$2,672Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Mediocre

Volume34

Mix85.0%

Spread

+0.221%Above

Fees

$2,672Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$21 million

Pricing & Closing

Avg Rate Spread

+0.274%

vs. market APOR

Avg Net Fees

$2,898

Origination − Credits

Pullthrough Rate

47.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$526,000

Avg Borrower Income

$311,400

Avg Property Value

$786,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

South1

Top States by Place Specialization Score

TexasState

Volume 40Mix 100.00% of portfolio

58/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.