Radius Financial Group
We analyzed every closed loan from Radius Financial Group — 1.4k loans across 2k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Strong
4/5
FHA · Conventional · VA · Jumbo · USDA
Place
Sound
3/5
Multi-Region · 21 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
What They Do Well
- Strong pull through performance
- Particularly strong in Conventional and FHA and VA and Jumbo and USDA loans
Things to Think About
- Pricing may be below industry average
Explore another lender or local market
Report Card
Radius Financial Group performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+49.8 bps above market avg
2/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
1,001 loans · 0.45% above market
Strong
Top 40% of lenders
4/5
FHA
303 loans · 0.83% above market
Strong
Top 40% of lenders
4/5
VA
71 loans · 0.12% below market
Strong
Top 40% of lenders
4/5
Jumbo
27 loans · 0.54% above market
Strong
Top 40% of lenders
4/5
USDA
20 loans · 0.87% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
1,271 loans · 0.49% above market
Strong
Top 40% of lenders
4/5
Refinance
151 loans · 0.52% above market
Strong
Top 40% of lenders
4/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 22 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 1,001 | 70.4% | +0.446%Above | $3,152Fees | ||||
FHA Loans | 303 | 21.3% | +0.831%Above | $3,951Fees | ||||
VA Loans | 71 | 5.0% | -0.120%Below | $3,251Fees | ||||
Jumbo Loans | 27 | 1.9% | +0.540%Above | $1,900Fees | ||||
USDA Loans | — | 20 | 1.4% | +0.871%Above | $2,410Fees |
Conventional
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume1,001
Mix70.4%
Spread
+0.446%Above
Fees
$3,152Fees
FHA Loans
OverallSound
ProductStrong
PricingMediocre
Pull ThroughStrong
Volume303
Mix21.3%
Spread
+0.831%Above
Fees
$3,951Fees
VA Loans
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume71
Mix5.0%
Spread
-0.120%Below
Fees
$3,251Fees
Jumbo Loans
OverallSound
ProductStrong
PricingSound
Pull ThroughSound
Volume27
Mix1.9%
Spread
+0.540%Above
Fees
$1,900Fees
USDA Loans
OverallStrong
ProductStrong
Pricing—
Pull ThroughStrong
Volume20
Mix1.4%
Spread
+0.871%Above
Fees
$2,410Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 1,271 | 89.4% | +0.495%Above | $3,273Fees | ||||
Refinance | 151 | 10.6% | +0.516%Above | $3,303Fees |
Purchase
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughStrong
Volume1,271
Mix89.4%
Spread
+0.495%Above
Fees
$3,273Fees
Refinance
OverallSound
ProductStrong
PricingAcceptable
Pull ThroughSound
Volume151
Mix10.6%
Spread
+0.516%Above
Fees
$3,303Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
1,422
Applications
1,817
Volume
$536 million
Pricing & Closing
Avg Rate Spread
+0.498%
vs. market APOR
Avg Net Fees
$3,276
Origination − Credits
Pullthrough Rate
78.3%
Applications → Closed
Typical Borrower
Avg Loan Amount
$377,110
Avg Borrower Income
$161,403
Avg Property Value
$505,872
Geographic Coverage
Geographic Performance
Metro Areas
21
markets with activity
States Served
24
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
24Full-year 2024 · HMDALoans originated
< 2020–5050–100100+None
Northeast8
CTMEMANHNJPARIVT
Midwest1
MI
South11
ALDEFLGAMDNCSCTNTXVAWV
West4
AZCACOOR
Top Metro Areas by Place Specialization Score
Showing 10 of 21 metro areas
Top States by Place Specialization Score
Showing 10 of 13 states
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.