What loan types does Ready Mortgage Lenders offer?

Ready Mortgage Lenders offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Ready Mortgage Lenders offer mortgages?

Ready Mortgage Lenders offers mortgages in 2 states: FL, TX.

How competitive are Ready Mortgage Lenders's mortgage rates?

Ready Mortgage Lenders has an overall pricing score of 3.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Ready Mortgage Lenders?

Ready Mortgage Lenders is a Independent Mortgage Company headquartered in MIAMI, FL.

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Ready Mortgage Lenders

Independent Mortgage Company•Miami, FLHQ•Direct•Reviews near you on Google

Ready Mortgage Lenders has 145 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional

Place

Strong

4/5

Regional · 3 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 98 basis points above market average
Higher than average fees ($6,788)

Explore another lender or local market

Report Card

Ready Mortgage Lenders performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+97.9 bps above market avg

1/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

70 loans · 0.89% above market

Acceptable

Bottom 40% of lenders

2/5

FHA

73 loans · 1.08% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

135 loans · 0.99% above market

Sound

Top 60% of lenders

3/5

Refinance

10 loans · 0.87% above market

Mediocre

Bottom 20% of lenders

1/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Mediocre	Acceptable	70	48.3%	+0.887%Above	$6,777Fees
FHA Loans	Sound	Strong	Mediocre	Sound	73	50.3%	+1.084%Above	$6,861Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Acceptable

Volume70

Mix48.3%

Spread

+0.887%Above

Fees

$6,777Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Mediocre

Pull Through

Sound

Volume73

Mix50.3%

Spread

+1.084%Above

Fees

$6,861Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Sound	Mediocre	Acceptable	135	93.1%	+0.990%Above	$6,788Fees
Refinance	Mediocre	Mediocre	—	Mediocre	10	6.9%	+0.866%Above	$6,789Fees

Purchase

Overall

Acceptable

Product

Sound

Pricing

Mediocre

Pull Through

Acceptable

Volume135

Mix93.1%

Spread

+0.990%Above

Fees

$6,788Fees

Refinance

Overall

Mediocre

Product

Mediocre

Pricing—

Pull Through

Mediocre

Volume10

Mix6.9%

Spread

+0.866%Above

Fees

$6,789Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

145

Applications

251

Volume

$60 million

Pricing & Closing

Avg Rate Spread

+0.979%

vs. market APOR

Avg Net Fees

$6,788

Origination − Credits

Pullthrough Rate

57.8%

Applications → Closed

Typical Borrower

Avg Loan Amount

$414,034

Avg Borrower Income

$228,786

Avg Property Value

$488,379

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

South2

FLTX

Top Metro Areas by Place Specialization Score

Miami, FLMetro

Volume 71Mix 48.97% of portfolio

70/100

Strong

Cape Coral, FLMetro

Volume 26Mix 17.93% of portfolio

59/100

Sound

Fort Lauderdale, FLMetro

Volume 19Mix 13.10% of portfolio

54/100

Sound

Top States by Place Specialization Score

FloridaState

Volume 143Mix 98.62% of portfolio

68/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.