Reliant Home Funding
Reliant Home Funding has 366 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
FHA · Conventional
Place
Sound
3/5
Multi-Region · 6 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Summary
Things to Think About
- Pricing may be below industry average
- Higher than average fees ($4,249)
Explore another lender or local market
Report Card
Reliant Home Funding performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+36.3 bps above market avg
2/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
299 loans · 0.31% above market
Sound
Top 60% of lenders
3/5
FHA
58 loans · 0.82% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
330 loans · 0.37% above market
Sound
Top 60% of lenders
3/5
Refinance
36 loans · 0.29% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 7 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 299 | 81.7% | +0.310%Above | $4,042Fees | ||||
FHA Loans | 58 | 15.8% | +0.823%Above | $5,464Fees |
Conventional
OverallAcceptable
ProductSound
PricingAcceptable
Pull ThroughSound
Volume299
Mix81.7%
Spread
+0.310%Above
Fees
$4,042Fees
FHA Loans
OverallAcceptable
ProductStrong
PricingMediocre
Pull ThroughSound
Volume58
Mix15.8%
Spread
+0.823%Above
Fees
$5,464Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 330 | 90.2% | +0.369%Above | $4,197Fees | ||||
Refinance | 36 | 9.8% | +0.291%Above | $4,864Fees |
Purchase
OverallAcceptable
ProductSound
PricingAcceptable
Pull ThroughSound
Volume330
Mix90.2%
Spread
+0.369%Above
Fees
$4,197Fees
Refinance
OverallAcceptable
ProductAcceptable
PricingMediocre
Pull ThroughSound
Volume36
Mix9.8%
Spread
+0.291%Above
Fees
$4,864Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
366
Applications
563
Volume
$175 million
Pricing & Closing
Avg Rate Spread
+0.363%
vs. market APOR
Avg Net Fees
$4,249
Origination − Credits
Pullthrough Rate
65.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$478,770
Avg Borrower Income
$173,189
Avg Property Value
$616,421
Geographic Coverage
Geographic Performance
Metro Areas
6
markets with activity
States Served
13
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
13Full-year 2024 · HMDALoans originated
< 1010–2020–5050+None
Northeast6
CTMANJNYPAVT
South6
DEFLMDNCSCTN
West1
WA
Top Metro Areas by Place Specialization Score
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.