What loan types does SELF-HELP Credit Union offer?

SELF-HELP Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does SELF-HELP Credit Union offer mortgages?

SELF-HELP Credit Union offers mortgages in 4 states: FL, NC, SC, VA.

What type of lender is SELF-HELP Credit Union?

SELF-HELP Credit Union is a Credit Union headquartered in Durham, NC.

Unclaimed

SELF-HELP Credit Union

Credit Union•Durham, NC•Direct

Self Help Credit Union has 137 closed loans in our dataset — fully analyzed and benchmarked against peers across the 4 Ps of Mortgage Shopping.

Pull Through

Sound

closing strength

Products

Acceptable

Conventional

Place

Sound

Regional · 4 mkts

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Report Card

SELF-HELP Credit Union performance at a glance

Category	Score	vs. Peers
Overall Performance· Pricing & closing strength
Pricing Rate competitiveness	N/A	No peer data
Pull Through Closing strength	Sound	Industry Standard Top 60% of lenders
By Loan Product· Specialization by type
Conventional	Acceptable	Near industry average Bottom 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase	Acceptable	Near industry average Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach Coverage footprint	Sound	Industry Standard Top 60% of lenders Regional5 markets

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Sound	137	100.0%	—	—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	—	Sound	135	98.5%	—	—

At a Glance

Lender Overview

Lending Activity

Loans Originated

137

Applications

188

Volume

$32 million

Typical Borrower

Avg Loan Amount

$239,161

Avg Borrower Income

$69,818

Avg Property Value

$268,431

Geographic Coverage

Geographic Performance

Metro Areas

States Served

We count Washington DC as a state

Avg Place Specialization

Sound

States with Loan Originations

FLNCSCVA

Top Metro Areas by Place Specialization Score

Durham, NCMSA

Volume: 15Mix: 10.95%of portfolio

Place

Sound

North Port, FLMSA

Volume: 14Mix: 10.22%of portfolio

Place

Sound

Winston, NCMSA

Volume: 13Mix: 9.49%of portfolio

Place

Sound

Raleigh, NCMSA

Volume: 12Mix: 8.76%of portfolio

Place

Sound

Top States by Place Specialization Score

NCState

Volume: 95Mix: 69.34%of portfolio

Place

Strong

FLState

Volume: 38Mix: 27.74%of portfolio

Place

Sound

How We Rank Lenders

Our rankings use a weighted average of scores across equally-weighted categories to evaluate lenders on a linear, raw performance scale.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.