What loan types does Solvay Bank offer?

Solvay Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Solvay Bank offer mortgages?

Solvay Bank offers mortgages in 1 states: NY.

How competitive are Solvay Bank's mortgage rates?

Solvay Bank has an overall pricing score of 88.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Solvay Bank?

Solvay Bank is a Bank headquartered in Solvay, NY.

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Solvay Bank

Bank•Solvay, NYHQ•Direct•Reviews near you on Google

Solvay Bank has 131 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Offers rates 9.40 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

Solvay Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 9.4 bps below market avg

5/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

130 loans · 0.09% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

117 loans · 0.13% below market

Sound

Top 60% of lenders

3/5

Refinance

14 loans · 0.18% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Exceptional

Top 20% of lenders

5/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Sound	130	99.2%	-0.094%Below	$940Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume130

Mix99.2%

Spread

-0.094%Below

Fees

$940Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Sound	117	89.3%	-0.132%Below	$1,051Fees
Refinance	Sound	Acceptable	—	Strong	14	10.7%	+0.178%Above	$160Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Sound

Volume117

Mix89.3%

Spread

-0.132%Below

Fees

$1,051Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume14

Mix10.7%

Spread

+0.178%Above

Fees

$160Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

131

Applications

182

Volume

$37 million

Pricing & Closing

Avg Rate Spread

-0.094%

vs. market APOR

Avg Net Fees

$940

Origination − Credits

Pullthrough Rate

72.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$285,916

Avg Borrower Income

$169,145

Avg Property Value

$385,000

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

Northeast1

Top Metro Areas by Place Specialization Score

Syracuse, NYMetro

Volume 130Mix 99.24% of portfolio

80/100

Exceptional

Top States by Place Specialization Score

New YorkState

Volume 131Mix 100.00% of portfolio

71/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.