What loan types does Starion Bank offer?

Starion Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Starion Bank offer mortgages?

Starion Bank offers mortgages in 10 states: AZ, MN, MT, NC, ND, SD, UT, WA, WI, WY.

How competitive are Starion Bank's mortgage rates?

Starion Bank has an overall pricing score of 60/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Starion Bank?

Starion Bank is a Bank headquartered in Bismarck, ND.

Unclaimed

Starion Bank

Bank•Bismarck, NDHQ•Direct•Reviews near you on Google

Starion Bank has 103 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Offers rates 6.90 basis points below market average

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Starion Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 6.9 bps below market avg

4/5

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

95 loans · 0.06% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

98 loans · 0.11% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Strong	95	92.2%	-0.056%Below	$2,230Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume95

Mix92.2%

Spread

-0.056%Below

Fees

$2,230Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	98	95.1%	-0.110%Below	$2,260Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume98

Mix95.1%

Spread

-0.110%Below

Fees

$2,260Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

103

Applications

147

Volume

$34 million

Pricing & Closing

Avg Rate Spread

-0.069%

vs. market APOR

Avg Net Fees

$2,218

Origination − Credits

Pullthrough Rate

70.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$332,864

Avg Borrower Income

$176,223

Avg Property Value

$475,485

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

10Full-year 2024 · HMDA

Loans originated

< 2020+None

Midwest4

MNNDSDWI

South1

West5

AZMTUTWAWY

Top Metro Areas by Place Specialization Score

Bismarck, NDMetro

Volume 46Mix 44.66% of portfolio

75/100

Strong

Madison, WIMetro

Volume 14Mix 13.59% of portfolio

50/100

Sound

Top States by Place Specialization Score

North DakotaState

Volume 74Mix 71.84% of portfolio

72/100

Strong

WisconsinState

Volume 17Mix 16.50% of portfolio

49/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Starion Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.