What loan types does Studio Bank offer?

Studio Bank offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Studio Bank offer mortgages?

Studio Bank offers mortgages in 9 states: AL, CA, FL, NC, NJ, SC, TN, TX, WY.

How competitive are Studio Bank's mortgage rates?

Studio Bank has an overall pricing score of 43.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Studio Bank?

Studio Bank is a Bank headquartered in Nashville, TN.

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Studio Bank

Bank•Nashville, TNHQ•Direct•Reviews near you on Google

Studio Bank has 137 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

FHA · Conventional · Jumbo

Place

Strong

4/5

Multi-Region · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

Studio Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+23.6 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

104 loans · 0.21% above market

Acceptable

Bottom 40% of lenders

2/5

FHA

15 loans · 0.41% above market

Sound

Top 60% of lenders

3/5

Jumbo

13 loans · 0.39% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

123 loans · 0.24% above market

Sound

Top 60% of lenders

3/5

Refinance

14 loans · 0.22% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Sound	Acceptable	104	75.9%	+0.208%Above	$1,805Fees
FHA Loans	Sound	Sound	—	Sound	15	10.9%	+0.406%Above	$2,962Fees
Jumbo Loans	Sound	Strong	—	Sound	13	9.5%	+0.391%Above	$3,163Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume104

Mix75.9%

Spread

+0.208%Above

Fees

$1,805Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume15

Mix10.9%

Spread

+0.406%Above

Fees

$2,962Fees

Jumbo Loans

Overall

Sound

Product

Strong

Pricing—

Pull Through

Sound

Volume13

Mix9.5%

Spread

+0.391%Above

Fees

$3,163Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Acceptable	123	89.8%	+0.239%Above	$2,121Fees
Refinance	Acceptable	Acceptable	—	Acceptable	14	10.2%	+0.219%Above	$1,417Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume123

Mix89.8%

Spread

+0.239%Above

Fees

$2,121Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume14

Mix10.2%

Spread

+0.219%Above

Fees

$1,417Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

137

Applications

195

Volume

$75 million

Pricing & Closing

Avg Rate Spread

+0.236%

vs. market APOR

Avg Net Fees

$2,039

Origination − Credits

Pullthrough Rate

70.3%

Applications → Closed

Typical Borrower

Avg Loan Amount

$549,161

Avg Borrower Income

$247,255

Avg Property Value

$800,985

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

9Full-year 2024 · HMDA

Loans originated

< 100100+None

Northeast1

South6

ALFLNCSCTNTX

West2

CAWY

Top Metro Areas by Place Specialization Score

Nashville, TNMetro

Volume 111Mix 81.02% of portfolio

76/100

Strong

Top States by Place Specialization Score

TennesseeState

Volume 125Mix 91.24% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.