What loan types does Superior National Bank offer?

Superior National Bank offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does Superior National Bank offer mortgages?

Superior National Bank offers mortgages in 13 states: CT, FL, IL, IN, MI, MN, NC, NE, OH, TN, TX, WA, WI.

How competitive are Superior National Bank's mortgage rates?

Superior National Bank has an overall pricing score of 57.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Superior National Bank?

Superior National Bank is a Bank headquartered in Hancock, MI.

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Superior National Bank

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We analyzed every closed loan from Superior National Bank — 546 loans across 668 applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Strong

4/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

FHA

Superstar

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

Superior National Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+37.0 bps above market avg

3/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

490 loans · 0.34% above market

Sound

Top 60% of lenders

3/5

FHA

46 loans · 0.69% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

470 loans · 0.39% above market

Sound

Top 60% of lenders

3/5

Refinance

76 loans · 0.27% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	490	89.7%	+0.343%Above	$1,048Fees
FHA Loans	Strong	Sound	Sound	Strong	46	8.4%	+0.686%Above	$1,242Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume490

Mix89.7%

Spread

+0.343%Above

Fees

$1,048Fees

FHA Loans

Overall

Strong

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume46

Mix8.4%

Spread

+0.686%Above

Fees

$1,242Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	470	86.1%	+0.387%Above	$1,066Fees
Refinance	Sound	Sound	Sound	Strong	76	13.9%	+0.273%Above	$984Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume470

Mix86.1%

Spread

+0.387%Above

Fees

$1,066Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume76

Mix13.9%

Spread

+0.273%Above

Fees

$984Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

546

Applications

668

Volume

$159 million

Pricing & Closing

Avg Rate Spread

+0.370%

vs. market APOR

Avg Net Fees

$1,054

Origination − Credits

Pullthrough Rate

81.7%

Applications → Closed

Typical Borrower

Avg Loan Amount

$291,355

Avg Borrower Income

$143,738

Avg Property Value

$382,802

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

13Full-year 2024 · HMDA

Loans originated

< 500500+None

Northeast1

Midwest7

ILINMIMNNEOHWI

South4

FLNCTNTX

West1

Top Metro Areas by Place Specialization Score

Warren, MIMetro

Volume 342Mix 62.64% of portfolio

83/100

Exceptional

Detroit, MIMetro

Volume 58Mix 10.62% of portfolio

65/100

Strong

Top States by Place Specialization Score

MichiganState

Volume 520Mix 95.24% of portfolio

82/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.