Get & compare mortgage quotes anonymously Start in My Home
TMHF

Taylor Morrison Home Funding

Independent Mortgage CompanySacramento, CAHQDirectReviews near you on Google

We analyzed every closed loan from Taylor Morrison Home Funding 8.8k loans across 12k applications— and benchmarked them against peer lenders across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Strong
4/5
closing strength
Product
Exceptional
5/5
FHA · Conventional · VA · Jumbo
Place
Strong
4/5
Multi-Region · 34 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Safe Rate Awards
Conventional Champion
Conventional
Champion
FHA Champion
FHA
Champion
VA Champion
VA
Champion
Purchase Champion
Purchase
Champion
Jumbo Superstar
Jumbo
Superstar

Safe Rate Summary

What They Do Well

  • Offers rates 24.70 basis points below market average
  • Lower than average lender fees
  • Strong pull through performance
  • Particularly strong in Conventional and FHA and VA and Jumbo loans

Explore another lender or local market

Report Card

Taylor Morrison Home Funding performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
Rates 24.7 bps below market avg
5/5
Pull Through
Closing strength
Strong
Top 40% of lenders
4/5
By Loan Product· Specialization by type
Conventional
6,561 loans · 0.20% below market
Exceptional
Top 20% of lenders
5/5
FHA
1,564 loans · 0.36% below market
Exceptional
Top 20% of lenders
5/5
VA
555 loans · 0.89% below market
Exceptional
Top 20% of lenders
5/5
Jumbo
143 loans · 0.23% above market
Exceptional
Top 20% of lenders
5/5
By Loan Purpose· Transaction purpose mix
Purchase
8,820 loans · 0.25% below market
Exceptional
Top 20% of lenders
5/5
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 35 markets
Strong
Top 40% of lenders
4/5

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Exceptional
Product
Exceptional
Pricing
Exceptional
Pull Through
Strong
Volume6,561
Mix74.3%
Spread
-0.200%Below
Fees
$84Credit
FHA Loans
Overall
Exceptional
Product
Exceptional
Pricing
Exceptional
Pull Through
Strong
Volume1,564
Mix17.7%
Spread
-0.360%Below
Fees
$709Credit
VA Loans
Overall
Exceptional
Product
Exceptional
Pricing
Exceptional
Pull Through
Strong
Volume555
Mix6.3%
Spread
-0.886%Below
Fees
$478Credit
Jumbo Loans
Overall
Strong
Product
Exceptional
Pricing
Strong
Pull Through
Sound
Volume143
Mix1.6%
Spread
+0.227%Above
Fees
$85Credit

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Exceptional
Product
Exceptional
Pricing
Exceptional
Pull Through
Strong
Volume8,820
Mix99.9%
Spread
-0.247%Below
Fees
$191Credit

At a Glance

Lender Overview

Lending Activity
Loans Originated
8,827
Applications
12,011
Volume
$4 billion
Pricing & Closing
Avg Rate Spread
-0.247%
vs. market APOR
Avg Net Fees
$-187
Origination − Credits
Pullthrough Rate
73.5%
Applications → Closed
Typical Borrower
Avg Loan Amount
$463,926
Avg Borrower Income
$178,484
Avg Property Value
$600,088

Geographic Coverage

Geographic Performance

Metro Areas
34
markets with activity
States Served
12
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

12Full-year 2024 · HMDA
12 states with loan originations
Loans originated
< 100100–200200–500500–1,0001,000+None
Midwest1
IN
South5
FLGANCSCTX
West6
AZCACONVORWA

Top Metro Areas by Place Specialization Score

1© Rino Landa · CC BY-SA 4.0
North Port, FLMetro
Volume 715Mix 8.10% of portfolio
99/100
Exceptional
Volume 989Mix 11.20% of portfolio
95/100
Exceptional
3© DPPed · CC BY-SA 3.0
Phoenix, AZMetro
Volume 1,547Mix 17.53% of portfolio
89/100
Exceptional
Volume 694Mix 7.86% of portfolio
83/100
Exceptional
Volume 784Mix 8.88% of portfolio
82/100
Exceptional
6© chucka_nc · CC BY-SA 2.0
Charlotte, NC-SCMetro
Volume 454Mix 5.14% of portfolio
81/100
Exceptional
Volume 189Mix 2.14% of portfolio
78/100
Strong
Volume 328Mix 3.72% of portfolio
76/100
Strong
Volume 295Mix 3.34% of portfolio
76/100
Strong
Volume 311Mix 3.52% of portfolio
75/100
Strong
Showing 10 of 34 metro areas

Top States by Place Specialization Score

Arizona
Arizona
1
ArizonaState
Volume 1,547Mix 17.53% of portfolio
87/100
Exceptional
Texas
Texas
2
TexasState
Volume 2,521Mix 28.56% of portfolio
86/100
Exceptional
Florida
Florida
3
FloridaState
Volume 1,832Mix 20.75% of portfolio
81/100
Exceptional
Nevada
Nevada
4
NevadaState
Volume 245Mix 2.78% of portfolio
74/100
Strong
North Carolina
North Carolina
5
North CarolinaState
Volume 652Mix 7.39% of portfolio
74/100
Strong
California
California
6
CaliforniaState
Volume 888Mix 10.06% of portfolio
73/100
Strong
Colorado
Colorado
7
ColoradoState
Volume 350Mix 3.97% of portfolio
71/100
Strong
Georgia
Georgia
8
GeorgiaState
Volume 376Mix 4.26% of portfolio
71/100
Strong
Oregon
Oregon
9
OregonState
Volume 172Mix 1.95% of portfolio
68/100
Strong
Washington
Washington
10
WashingtonState
Volume 126Mix 1.43% of portfolio
62/100
Strong
Showing 10 of 12 states

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion
Champion(80%+ = 40-50 points)
Superstar
Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of Taylor Morrison Home Funding?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.