What loan types does The Farmers & Merchants Bank offer?

The Farmers & Merchants Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Farmers & Merchants Bank offer mortgages?

The Farmers & Merchants Bank offers mortgages in 2 states: AR, MS.

What type of lender is The Farmers & Merchants Bank?

The Farmers & Merchants Bank is a Bank headquartered in Stuttgart, AR.

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The Farmers & Merchants Bank

Bank•Stuttgart, ARHQ•Direct•Reviews near you on Google

The Farmers & Merchants Bank has 152 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

The Farmers & Merchants Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

148 loans · 0.19% below market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

118 loans · 0.31% below market

Acceptable

Bottom 40% of lenders

2/5

Refinance

34 loans · 0.15% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Acceptable	148	97.4%	-0.189%Below	$1,913Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume148

Mix97.4%

Spread

-0.189%Below

Fees

$1,913Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Acceptable	118	77.6%	-0.308%Below	$2,159Fees
Refinance	Sound	Sound	—	Sound	34	22.4%	-0.149%Below	$1,831Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume118

Mix77.6%

Spread

-0.308%Below

Fees

$2,159Fees

Refinance

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume34

Mix22.4%

Spread

-0.149%Below

Fees

$1,831Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

152

Applications

222

Volume

$34 million

Pricing & Closing

Pullthrough Rate

68.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$226,711

Avg Borrower Income

$128,711

Avg Property Value

$327,697

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

South2

ARMS

Top Metro Areas by Place Specialization Score

Fayetteville, ARMetro

Volume 30Mix 19.74% of portfolio

60/100

Sound

Top States by Place Specialization Score

ArkansasState

Volume 150Mix 98.68% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.