What loan types does The Genoa Banking Company offer?

The Genoa Banking Company offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Genoa Banking Company offer mortgages?

The Genoa Banking Company offers mortgages in 4 states: FL, IN, MI, OH.

How competitive are The Genoa Banking Company's mortgage rates?

The Genoa Banking Company has an overall pricing score of 70.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Genoa Banking Company?

The Genoa Banking Company is a Bank headquartered in Genoa, OH.

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The Genoa Banking Company

Bank•Genoa, OHHQ•Direct•Reviews near you on Google

The Genoa Banking Company has 274 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

Conventional

Place

Exceptional

5/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

The Genoa Banking Company performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+9.6 bps above market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

269 loans · 0.10% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

247 loans · 0.08% above market

Strong

Top 40% of lenders

4/5

Refinance

27 loans · 0.22% above market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Strong	Strong	Strong	269	98.2%	+0.096%Above	$1,447Fees

Conventional

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume269

Mix98.2%

Spread

+0.096%Above

Fees

$1,447Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Strong	Strong	Strong	247	90.1%	+0.082%Above	$1,434Fees
Refinance	Sound	Sound	Sound	Strong	27	9.9%	+0.221%Above	$1,562Fees

Purchase

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Strong

Volume247

Mix90.1%

Spread

+0.082%Above

Fees

$1,434Fees

Refinance

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume27

Mix9.9%

Spread

+0.221%Above

Fees

$1,562Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

274

Applications

313

Volume

$68 million

Pricing & Closing

Avg Rate Spread

+0.096%

vs. market APOR

Avg Net Fees

$1,447

Origination − Credits

Pullthrough Rate

87.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$248,358

Avg Borrower Income

$166,719

Avg Property Value

$331,593

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

< 200200+None

Midwest3

INMIOH

South1

Top Metro Areas by Place Specialization Score

Toledo, OHMetro

Volume 150Mix 54.74% of portfolio

89/100

Exceptional

Sandusky, OHMetro

Volume 79Mix 28.83% of portfolio

88/100

Exceptional

Top States by Place Specialization Score

OhioState

Volume 261Mix 95.26% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.