What loan types does The Honesdale National Bank offer?

The Honesdale National Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Honesdale National Bank offer mortgages?

The Honesdale National Bank offers mortgages in 2 states: NY, PA.

How competitive are The Honesdale National Bank's mortgage rates?

The Honesdale National Bank has an overall pricing score of 53.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Honesdale National Bank?

The Honesdale National Bank is a Bank headquartered in Honesdale, PA.

Unclaimed

The Honesdale National Bank

Bank•Honesdale, PAHQ•Direct•Reviews near you on Google

The Honesdale National Bank has 145 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Explore another lender or local market

Report Card

The Honesdale National Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+6.7 bps above market avg

3/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

135 loans · 0.07% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

114 loans · 0.04% below market

Sound

Top 60% of lenders

3/5

Refinance

31 loans · 0.39% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	135	93.1%	+0.068%Above	$1,176Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume135

Mix93.1%

Spread

+0.068%Above

Fees

$1,176Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	114	78.6%	-0.037%Below	$1,533Fees
Refinance	Acceptable	Acceptable	Mediocre	Strong	31	21.4%	+0.386%Above	$1,192Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume114

Mix78.6%

Spread

-0.037%Below

Fees

$1,533Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Strong

Volume31

Mix21.4%

Spread

+0.386%Above

Fees

$1,192Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

145

Applications

177

Volume

$44 million

Pricing & Closing

Avg Rate Spread

+0.067%

vs. market APOR

Avg Net Fees

$1,449

Origination − Credits

Pullthrough Rate

81.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$306,379

Avg Borrower Income

$189,359

Avg Property Value

$456,862

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 100100+None

Northeast2

NYPA

Top Metro Areas by Place Specialization Score

Scranton, PAMetro

Volume 44Mix 30.34% of portfolio

71/100

Strong

Top States by Place Specialization Score

PennsylvaniaState

Volume 138Mix 95.17% of portfolio

73/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

Are you the owner of The Honesdale National Bank?

Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.

Claim this Profile

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.