What loan types does The Park Bank offer?

The Park Bank offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does The Park Bank offer mortgages?

The Park Bank offers mortgages in 4 states: AZ, FL, IA, WI.

How competitive are The Park Bank's mortgage rates?

The Park Bank has an overall pricing score of 92/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is The Park Bank?

The Park Bank is a Bank headquartered in Madison, WI.

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The Park Bank

Bank•Madison, WIHQ•Direct•Reviews near you on Google

The Park Bank has 174 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Exceptional

5/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 6.60 basis points below market average
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

The Park Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Exceptional

Rates 6.6 bps below market avg

5/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

171 loans · 0.10% below market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

132 loans · 0.04% below market

Sound

Top 60% of lenders

3/5

Refinance

42 loans · 0.15% below market

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Exceptional	Strong	171	98.3%	-0.095%Below	$374Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume171

Mix98.3%

Spread

-0.095%Below

Fees

$374Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Exceptional	Strong	132	75.9%	-0.036%Below	$339Fees
Refinance	Strong	Sound	Exceptional	Strong	42	24.1%	-0.154%Below	$433Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume132

Mix75.9%

Spread

-0.036%Below

Fees

$339Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Exceptional

Pull Through

Strong

Volume42

Mix24.1%

Spread

-0.154%Below

Fees

$433Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

174

Applications

216

Volume

$72 million

Pricing & Closing

Avg Rate Spread

-0.066%

vs. market APOR

Avg Net Fees

$363

Origination − Credits

Pullthrough Rate

80.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$417,069

Avg Borrower Income

$238,569

Avg Property Value

$627,471

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

4Full-year 2024 · HMDA

Loans originated

All statesNone

Midwest2

IAWI

South1

West1

Top Metro Areas by Place Specialization Score

Madison, WIMetro

Volume 151Mix 86.78% of portfolio

79/100

Strong

Top States by Place Specialization Score

WisconsinState

Volume 170Mix 97.70% of portfolio

76/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.