What loan types does TIB National Association offer?

TIB National Association offers the following mortgage loan types: FHA, Conventional, usda. Each product has its own pricing score and performance metrics.

Where does TIB National Association offer mortgages?

TIB National Association offers mortgages in 16 states: AR, AZ, GA, IA, IL, IN, KS, LA, MN, MO, MT, NM, OK, RI, TX, WA.

How competitive are TIB National Association's mortgage rates?

TIB National Association has an overall pricing score of 26.5/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is TIB National Association?

TIB National Association is a Bank headquartered in Farmers Branch, TX.

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TIB National Association

Bank•Farmers Branch, TXHQ•Wholesale•Reviews near you on Google

TIB National Association has 206 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional · USDA

Place

Sound

3/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Rates typically 51 basis points above market average

Explore another lender or local market

Report Card

TIB National Association performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+51.1 bps above market avg

2/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

147 loans · 0.48% above market

Sound

Top 60% of lenders

3/5

FHA

35 loans · 0.78% above market

Sound

Top 60% of lenders

3/5

USDA

16 loans · 0.29% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

168 loans · 0.49% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

38 loans · 0.60% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Acceptable	Strong	147	71.4%	+0.485%Above	$2,704Fees
FHA Loans	Sound	Sound	Sound	Strong	35	17.0%	+0.776%Above	$1,660Fees
USDA Loans	Sound	Sound	—	Sound	16	7.8%	+0.289%Above	$827Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume147

Mix71.4%

Spread

+0.485%Above

Fees

$2,704Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Strong

Volume35

Mix17.0%

Spread

+0.776%Above

Fees

$1,660Fees

USDA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through

Sound

Volume16

Mix7.8%

Spread

+0.289%Above

Fees

$827Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Acceptable	168	81.6%	+0.491%Above	$2,314Fees
Refinance	Acceptable	Acceptable	Mediocre	Sound	38	18.4%	+0.597%Above	$2,519Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Acceptable

Volume168

Mix81.6%

Spread

+0.491%Above

Fees

$2,314Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing

Mediocre

Pull Through

Sound

Volume38

Mix18.4%

Spread

+0.597%Above

Fees

$2,519Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

206

Applications

271

Volume

$51 million

Pricing & Closing

Avg Rate Spread

+0.511%

vs. market APOR

Avg Net Fees

$2,353

Origination − Credits

Pullthrough Rate

76.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$249,660

Avg Borrower Income

$131,893

Avg Property Value

$359,417

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

16Full-year 2024 · HMDA

Loans originated

< 1010–5050+None

Northeast1

Midwest6

IAILINKSMNMO

South5

ARGALAOKTX

West4

AZMTNMWA

Top Metro Areas by Place Specialization Score

Houma, LAMetro

Volume 14Mix 6.80% of portfolio

55/100

Sound

Dallas, TXMetro

Volume 13Mix 6.31% of portfolio

44/100

Sound

Top States by Place Specialization Score

TexasState

Volume 115Mix 55.83% of portfolio

64/100

Strong

LouisianaState

Volume 33Mix 16.02% of portfolio

56/100

Sound

New MexicoState

Volume 12Mix 5.83% of portfolio

45/100

Sound

OklahomaState

Volume 13Mix 6.31% of portfolio

45/100

Sound

ArkansasState

Volume 11Mix 5.34% of portfolio

43/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.