Toyota Financial Savings Bank has 263 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.
Ratings· each scored 1–5 against peer lenders
Pricing
Exceptional
5/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Sound
3/5
Near-National · 3 mkts
Promptness
Not enough data
—/5
No quote responses measured yet
Awards
Jumbo
Superstar
Summary
What They Do Well
- Competitive pricing compared to the market
- Lower than average lender fees
- Nationwide availability with consistent service
Explore another lender or local market
Report Card
Toyota Financial Savings Bank performance at a glance
Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Exceptional
+0.8 bps above market avg
5/5
Pull Through
Closing strength
Sound
Top 60% of lenders
3/5
By Loan Product· Specialization by type
Conventional
204 loans · 0.01% below market
Sound
Top 60% of lenders
3/5
Jumbo
58 loans · 0.06% above market
Strong
Top 40% of lenders
4/5
By Loan Purpose· Transaction purpose mix
Purchase
231 loans · 0.00% below market
Sound
Top 60% of lenders
3/5
Refinance
32 loans · 0.08% above market
Acceptable
Bottom 40% of lenders
2/5
By Location· Geographic coverage
Geographic Reach
Near-National · 4 markets
Sound
Top 60% of lenders
3/5
Loan Product Performance
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | 204 | 77.6% | -0.005%Below | $820Fees | ||||
Jumbo Loans | 58 | 22.1% | +0.060%Above | $1,056Fees |
Conventional
OverallSound
ProductSound
PricingExceptional
Pull ThroughSound
Volume204
Mix77.6%
Spread
-0.005%Below
Fees
$820Fees
Jumbo Loans
OverallStrong
ProductStrong
PricingExceptional
Pull ThroughStrong
Volume58
Mix22.1%
Spread
+0.060%Above
Fees
$1,056Fees
Loan Purpose Performance
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | 231 | 87.8% | -0.002%Below | $831Fees | ||||
Refinance | 32 | 12.2% | +0.083%Above | $1,138Fees |
Purchase
OverallSound
ProductSound
PricingExceptional
Pull ThroughSound
Volume231
Mix87.8%
Spread
-0.002%Below
Fees
$831Fees
Refinance
OverallSound
ProductAcceptable
PricingExceptional
Pull ThroughSound
Volume32
Mix12.2%
Spread
+0.083%Above
Fees
$1,138Fees
At a Glance
Lender Overview
Lending Activity
Loans Originated
263
Applications
337
Volume
$169 million
Pricing & Closing
Avg Rate Spread
+0.008%
vs. market APOR
Avg Net Fees
$867
Origination − Credits
Pullthrough Rate
78.0%
Applications → Closed
Typical Borrower
Avg Loan Amount
$644,582
Avg Borrower Income
$704,183
Avg Property Value
$919,068
Geographic Coverage
Geographic Performance
Metro Areas
3
markets with activity
States Served
39
of 50 states + DC
Avg Place Specialization
Sound
3/5
States with Loan Originations
39Full-year 2024 · HMDALoans originated
< 1010–2020–5050+None
Northeast7
CTMANHNJNYRIVT
Midwest10
IAILINKSMIMNMONEOHWI
South13
ARFLGAKYMDMSNCOKSCTNTXVAWV
West9
AKAZCACOIDMTORUTWA
Top Metro Areas by Place Specialization Score
Top States by Place Specialization Score
How We Rank Lenders
Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.
Our Point System (Max 50 Points)
10/ 50 pts
Pricing
How competitively a lender prices vs. the market benchmark (20%).
10/ 50 pts
Product
Performance on your specific loan type (20%).
10/ 50 pts
Pull Through
How reliably a lender closes the loans it starts (20%).
10/ 50 pts
Place
Depth of a lender's expertise in your local market (20%).
10/ 50 pts
Promptness
How quickly a lender answers real quote requests — blended in once they respond (20%).
Champion(80%+ = 40-50 points)
Superstar(60-79% = 30-39 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Looking for a different lender?
Are you the owner of Toyota Financial Savings Bank?
Claim this profile to add your business logo, highlight verified loan officers, collect verified reviews, and customize your marketing presence.
The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.