What loan types does Tristar Finance offer?

Tristar Finance offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Tristar Finance offer mortgages?

Tristar Finance offers mortgages in 10 states: AK, AL, AZ, FL, ID, MI, MT, OR, TX, WA.

How competitive are Tristar Finance's mortgage rates?

Tristar Finance has an overall pricing score of 69.8/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Tristar Finance?

Tristar Finance is a Independent Mortgage Company headquartered in KIRKLAND, WA.

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Tristar Finance

Independent Mortgage Company•Kirkland, WAHQ•Direct•Reviews near you on Google

Tristar Finance has 73 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Multi-Region · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Refinance

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Tristar Finance performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+5.2 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

61 loans · 0.04% above market

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

44 loans · 0.09% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

29 loans · 0.01% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	61	83.6%	+0.043%Above	$1,479Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume61

Mix83.6%

Spread

+0.043%Above

Fees

$1,479Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	44	60.3%	+0.086%Above	$2,055Fees
Refinance	Strong	Acceptable	Strong	Strong	29	39.7%	+0.010%Above	$911Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume44

Mix60.3%

Spread

+0.086%Above

Fees

$2,055Fees

Refinance

Overall

Strong

Product

Acceptable

Pricing

Strong

Pull Through

Strong

Volume29

Mix39.7%

Spread

+0.010%Above

Fees

$911Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

Volume

$46 million

Pricing & Closing

Avg Rate Spread

+0.052%

vs. market APOR

Avg Net Fees

$1,535

Origination − Credits

Pullthrough Rate

84.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$641,438

Avg Borrower Income

$296,055

Avg Property Value

$909,384

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

10Full-year 2024 · HMDA

Loans originated

< 5050+None

Midwest1

South3

ALFLTX

West6

AKAZIDMTORWA

Top Metro Areas by Place Specialization Score

Seattle, WAMetro

Volume 39Mix 53.42% of portfolio

65/100

Strong

Everett, WAMetro

Volume 10Mix 13.70% of portfolio

50/100

Sound

Top States by Place Specialization Score

WashingtonState

Volume 59Mix 80.82% of portfolio

66/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.