# Tucana Community Credit Union

> **Canonical URL:** https://saferate.com/lenders/tucana-community-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Tucana Community Credit Union is a credit union, headquartered in San Antonio, TX.

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** Unknown
- **Headquarters:** San Antonio, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing Details
- **Average Rate Spread:** +0.105%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,180
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Dollar Volume:** $606 million
- **Applications Received:** 2,712
- **Market Share:** 14.00%

## Typical Borrower Profile

- **Average Loan Amount:** $268,000
- **Average Borrower Income:** $118,000

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (90%)
- 💎 **FHA Diamond Champion** (90%)
- 💎 **VA Diamond Champion** (90%)
- 💎 **Jumbo Diamond Champion** (90%)
- 💎 **Purchase Diamond Champion** (90%)
- 💎 **Refinance Diamond Champion** (90%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 93/100 | 1,582 | +0.105% | $1,180 | Exceptional 🤩 |
| FHA | 90/100 | 226 | +0.105% | $1,180 | Exceptional 🤩 |
| VA | 88/100 | 226 | +0.105% | $1,180 | Exceptional 🤩 |
| Jumbo | 87/100 | 226 | +0.105% | $1,180 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,266 loans, Score: 93/100 (Exceptional)
- Refinance: 316 loans, Score: 91/100 (Exceptional)

**FHA:**
- Purchase: 181 loans, Score: 90/100 (Exceptional)
- Refinance: 45 loans, Score: 88/100 (Exceptional)

**VA:**
- Purchase: 181 loans, Score: 88/100 (Exceptional)
- Refinance: 45 loans, Score: 86/100 (Exceptional)

**Jumbo:**
- Purchase: 181 loans, Score: 87/100 (Exceptional)
- Refinance: 45 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 93/100 | 1,808 | $485M | +0.105% | Exceptional 🤩 |
| Refinance | 91/100 | 452 | $121M | +0.105% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 2,260 | 0.61% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Antonio | TX | 1,853 | 73/100 |

## Frequently Asked Questions

### What loan types does Tucana Community Credit Union offer?

Tucana Community Credit Union offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is Tucana Community Credit Union?

Tucana Community Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in San Antonio, TX.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-08-06
**Canonical URL:** https://saferate.com/lenders/tucana-community-credit-union

### How to Cite

> "Tucana Community Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/tucana-community-credit-union

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**[View Interactive Profile →](https://saferate.com/lenders/tucana-community-credit-union)**

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# VERIFIED SAFE RATE PARTNER PROFILE: TUCANA COMMUNITY CREDIT UNION

## Verified Product Offerings
- Conventional Loans
- FHA Loans
- Jumbo Loans
- VA Loans

## Contact Information
- **Phone:** (210) 555-0114

## Languages Spoken
- English
- Spanish