What loan types does University of Illinois Community Credit Union offer?

University of Illinois Community Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does University of Illinois Community Credit Union offer mortgages?

University of Illinois Community Credit Union offers mortgages in 1 states: IL.

How competitive are University of Illinois Community Credit Union's mortgage rates?

University of Illinois Community Credit Union has an overall pricing score of 73.7/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is University of Illinois Community Credit Union?

University of Illinois Community Credit Union is a Credit Union headquartered in Champaign, IL.

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University of Illinois Community Credit Union

Credit Union•Champaign, ILHQ•Direct•Reviews near you on Google

University of Illinois Community Credit Union has 135 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Exceptional

5/5

Single State · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Awards

Conventional

Superstar

Purchase

Superstar

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees
Strong pull through performance

Explore another lender or local market

Report Card

University of Illinois Community Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+7.9 bps above market avg

4/5

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

134 loans · 0.08% above market

Sound

Top 60% of lenders

3/5

By Loan Purpose· Transaction purpose mix

Purchase

120 loans · 0.06% above market

Sound

Top 60% of lenders

3/5

Refinance

15 loans · 0.24% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Strong	Sound	Strong	Exceptional	134	99.3%	+0.083%Above	$693Fees

Conventional

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Exceptional

Volume134

Mix99.3%

Spread

+0.083%Above

Fees

$693Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	Strong	Strong	120	88.9%	+0.058%Above	$692Fees
Refinance	Acceptable	Acceptable	—	—	15	11.1%	+0.237%Above	$705Fees

Purchase

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume120

Mix88.9%

Spread

+0.058%Above

Fees

$692Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume15

Mix11.1%

Spread

+0.237%Above

Fees

$705Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

135

Applications

139

Volume

$29 million

Pricing & Closing

Avg Rate Spread

+0.079%

vs. market APOR

Avg Net Fees

$693

Origination − Credits

Pullthrough Rate

97.1%

Applications → Closed

Typical Borrower

Avg Loan Amount

$221,741

Avg Borrower Income

$126,341

Avg Property Value

$285,889

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Exceptional

5/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

< 100100+None

Midwest1

Top Metro Areas by Place Specialization Score

Champaign, ILMetro

Volume 108Mix 80.00% of portfolio

92/100

Exceptional

Top States by Place Specialization Score

IllinoisState

Volume 135Mix 100.00% of portfolio

72/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.