What loan types does Village Bank Mortgage Corporation offer?

Village Bank Mortgage Corporation offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does Village Bank Mortgage Corporation offer mortgages?

Village Bank Mortgage Corporation offers mortgages in 2 states: NC, VA.

What type of lender is Village Bank Mortgage Corporation?

Village Bank Mortgage Corporation is a Independent Mortgage Company headquartered in RICHMOND, VA.

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Village Bank Mortgage Corporation

Independent Mortgage Company•Richmond, VAHQ•Direct•Reviews near you on Google

Village Bank Mortgage Corporation has 281 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Strong

4/5

Regional · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Strong pull through performance
Particularly strong in FHA and VA loans

Explore another lender or local market

Report Card

Village Bank Mortgage Corporation performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Strong

Top 40% of lenders

4/5

By Loan Product· Specialization by type

Conventional

200 loans · 0.05% below market

Sound

Top 60% of lenders

3/5

FHA

53 loans · 1.43% above market

Strong

Top 40% of lenders

4/5

22 loans

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

265 loans · 0.54% above market

Sound

Top 60% of lenders

3/5

Refinance

16 loans

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 3 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	—	Strong	200	71.2%	-0.048%Below	$3,802Fees
FHA Loans	Strong	Strong	—	Exceptional	53	18.9%	+1.429%Above	$2,222Fees
VA Loans	Strong	Strong	—	Exceptional	22	7.8%	—	—

Conventional

Overall

Sound

Product

Sound

Pricing—

Pull Through

Strong

Volume200

Mix71.2%

Spread

-0.048%Below

Fees

$3,802Fees

FHA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Exceptional

Volume53

Mix18.9%

Spread

+1.429%Above

Fees

$2,222Fees

VA Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Exceptional

Volume22

Mix7.8%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Strong	Sound	—	Strong	265	94.3%	+0.538%Above	$3,298Fees
Refinance	Acceptable	Acceptable	—	—	16	5.7%	—	—

Purchase

Overall

Strong

Product

Sound

Pricing—

Pull Through

Strong

Volume265

Mix94.3%

Spread

+0.538%Above

Fees

$3,298Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume16

Mix5.7%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

281

Applications

332

Volume

$101 million

Pricing & Closing

Pullthrough Rate

84.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$362,082

Avg Borrower Income

$139,270

Avg Property Value

$446,423

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

< 200200+None

South2

NCVA

Top Metro Areas by Place Specialization Score

Richmond, VAMetro

Volume 237Mix 84.34% of portfolio

89/100

Exceptional

Virginia Beach, VA-NCMetro

Volume 12Mix 4.27% of portfolio

44/100

Sound

Top States by Place Specialization Score

VirginiaState

Volume 277Mix 98.58% of portfolio

81/100

Exceptional

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.