What loan types does Washington Financial Bank offer?

Washington Financial Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing score and performance metrics.

Where does Washington Financial Bank offer mortgages?

Washington Financial Bank offers mortgages in 2 states: MD, PA.

How competitive are Washington Financial Bank's mortgage rates?

Washington Financial Bank has an overall pricing score of 63.3/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Washington Financial Bank?

Washington Financial Bank is a Bank headquartered in Washington, PA.

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Washington Financial Bank

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Washington Financial Bank has 101 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Strong

4/5

Conventional · Jumbo

Place

Strong

4/5

Regional · 1 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

What They Do Well

Competitive pricing compared to the market
Lower than average lender fees

Explore another lender or local market

Report Card

Washington Financial Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

+33.3 bps above market avg

4/5

Pull Through

Closing strength

Sound

Top 60% of lenders

3/5

By Loan Product· Specialization by type

Conventional

82 loans · 0.35% above market

Acceptable

Bottom 40% of lenders

2/5

Jumbo

19 loans · 0.14% above market

Strong

Top 40% of lenders

4/5

By Loan Purpose· Transaction purpose mix

Purchase

90 loans · 0.24% above market

Acceptable

Bottom 40% of lenders

2/5

Refinance

11 loans · 0.79% above market

Acceptable

Bottom 40% of lenders

2/5

By Location· Geographic coverage

Geographic Reach

Regional · 1 markets

Strong

Top 40% of lenders

4/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Acceptable	Strong	Sound	82	81.2%	+0.351%Above	$655Fees
Jumbo Loans	Strong	Strong	—	Strong	19	18.8%	+0.137%Above	$800Fees

Conventional

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume82

Mix81.2%

Spread

+0.351%Above

Fees

$655Fees

Jumbo Loans

Overall

Strong

Product

Strong

Pricing—

Pull Through

Strong

Volume19

Mix18.8%

Spread

+0.137%Above

Fees

$800Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Acceptable	Strong	Sound	90	89.1%	+0.236%Above	$724Fees
Refinance	Acceptable	Acceptable	—	—	11	10.9%	+0.788%Above	$403Fees

Purchase

Overall

Sound

Product

Acceptable

Pricing

Strong

Pull Through

Sound

Volume90

Mix89.1%

Spread

+0.236%Above

Fees

$724Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through—

Volume11

Mix10.9%

Spread

+0.788%Above

Fees

$403Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

101

Applications

124

Volume

$43 million

Pricing & Closing

Avg Rate Spread

+0.333%

vs. market APOR

Avg Net Fees

$668

Origination − Credits

Pullthrough Rate

81.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$429,356

Avg Borrower Income

$210,416

Avg Property Value

$564,208

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

2Full-year 2024 · HMDA

Loans originated

All statesNone

Northeast1

South1

Top Metro Areas by Place Specialization Score

Pittsburgh, PAMetro

Volume 95Mix 94.06% of portfolio

77/100

Strong

Top States by Place Specialization Score

PennsylvaniaState

Volume 100Mix 99.01% of portfolio

70/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps — Pricing, Product, Pull-Through, and Place — with lender promptness blending in as the fifth once a lender has responded to real shopper quote requests.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.