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Learn about the people, housing, costs and businesses in 92130
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 92130.
Estimate payments for homes in 92130.
People, housing & businesses in 92130.
Find and compare lenders active near 92130.
Homeowners, flood & wildfire estimates for 92130.
Income, rent and all-in ownership costs for 92130.
FEMA flood zones and flood insurance estimates for 92130.
Seismic risk and earthquake insurance estimates for 92130.
Wildfire exposure and insurance estimates for 92130.
Mortgage rates for ZIP code 92130 are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for ZIP code 92130The median home value in ZIP code 92130 is $1.6M. The median monthly rent is $3,373. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 92130 have increased 6.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,597/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $154k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 92130 is $206k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 92130 are healthcare (28%) and arts, food, and hospitality (27%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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