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Learn about the people, housing, costs and businesses in Boise
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Boise.
Estimate payments for homes in Boise.
People, housing & businesses in Boise.
Find and compare lenders active near Boise.
Homeowners, flood & wildfire estimates for Boise.
Income, rent and all-in ownership costs for Boise.
FEMA flood zones and flood insurance estimates for Boise.
Seismic risk and earthquake insurance estimates for Boise.
Wildfire exposure and insurance estimates for Boise.
Mortgage rates for Boise are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for BoiseThe median home value in Boise is $495k. The median monthly rent is $1,629. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Boise have increased 9.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,461/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $63k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Boise is $91k/year.
Calculate your buying powerThe largest employment sectors in Boise are public administration (22%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.