Local
Learn about the people, housing, costs and businesses in El Dorado County County
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in El Dorado County.
True all-in cost — P&I, taxes, insurance & utilities for homes in El Dorado County.
Find and compare lenders active near El Dorado County.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for El Dorado County.
Seismic risk and earthquake insurance estimates for El Dorado County.
Wildfire exposure and insurance estimates for El Dorado County.
Cost of living, demographics, and community profile
Mortgage rates for El Dorado County are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for El Dorado CountyThe median home value in El Dorado County is $688k. The median monthly rent is $2,043. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in El Dorado County have increased 3.7% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,298/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $98k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in El Dorado County is $120k/year.
Calculate your buying powerThe largest employment sectors in El Dorado County are public administration (21%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas