Safe Rate Local
Learn about the people, housing, costs and businesses in Gilpin County County
Select a topic to explore real data for Gilpin County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gilpin County.
Estimate payments for homes in Gilpin County.
People, housing & businesses in Gilpin County.
Find and compare lenders active near Gilpin County.
Homeowners, flood & wildfire estimates for Gilpin County.
Income, rent and all-in ownership costs for Gilpin County.
FEMA flood zones and flood insurance estimates for Gilpin County.
Seismic risk and earthquake insurance estimates for Gilpin County.
Wildfire exposure and insurance estimates for Gilpin County.
Mortgage rates for Gilpin County are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Gilpin CountyThe median home value in Gilpin County is $574k. The median monthly rent is $1,665. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gilpin County have increased 5.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,809/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $78k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gilpin County is $97k/year.
Calculate your buying powerThe largest employment sectors in Gilpin County are public administration (23%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas