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Learn about the people, housing, costs and businesses in Harrisonburg City
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Harrisonburg City.
True all-in cost — P&I, taxes, insurance & utilities for homes in Harrisonburg City.
Find and compare lenders active near Harrisonburg City.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Harrisonburg City.
Seismic risk and earthquake insurance estimates for Harrisonburg City.
Wildfire exposure and insurance estimates for Harrisonburg City.
Cost of living, demographics, and community profile
Mortgage rates for Harrisonburg City are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Harrisonburg CityThe median home value in Harrisonburg City is $343k. The median monthly rent is $1,174. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Harrisonburg City have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,254/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Harrisonburg City is $66k/year.
Calculate your buying powerThe largest employment sectors in Harrisonburg City are public administration (25%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas